ETF · Xtrackers
XSFN Xtrackers MSCI USA Financials UCITS ETF
ISIN IE00BCHWNT26London Stock Exchange: XSFNDeutsche Bank AG
- Single sectors
- ETF
- ISA
- SIPP
- Distributing
Latest close
LSE£32.45
on
- Ongoing charge
- 0.12% a year
- Fund size
- £898m
As of , at least 15 min delayed
At a glance
As of 13/11/2026, XSFN (Xtrackers MSCI USA Financials UCITS ETF, ISIN IE00BCHWNT26) closed at £32.45 on the London Stock Exchange. Its ongoing charge is 0.12% a year (about £12 on £10,000). Over the five years to 13/11/2026 its total return was +59.7%, or +24.7% after UK CPIH inflation.
Past returns
- 1 year to 13/11/2026
- +9.6%
- +5.8% after inflation (UK CPIH)
- 3 years to 13/11/2026
- +68.9%
- +52.6% after inflation (UK CPIH)
- 5 years to 13/11/2026
- +59.7%
- +24.7% after inflation (UK CPIH)
£1,000 put in five years ago would have been worth about £1,597 on 13/11/2026 — about £1,247 in today’s spending power, once price rises are taken out. Past performance is not a guide to future returns.
Returns: as reported (delayed data). Inflation: UK CPIH, latest month published.
How we work it out:ReturnsReturns after inflationTotal returnReal returnCPIH
Calendar-year and 12-month returns
Calendar-year returns of Xtrackers MSCI USA Financials UCITS ETF in pounds (price only, income paid out not included): 2022 −4.6%, 2023 +6.6%, 2024 +32.8%, 2025 +4.6%; 2026 to 13/11/2026 +7.8%. Returns of Xtrackers MSCI USA Financials UCITS ETF in pounds (price only, income paid out not included) over the 12 months to 30/09/2026: +1.4%; to 30/09/2025: +19.3%; to 30/09/2024: +24.5%; to 30/09/2023: −0.8%; to 30/09/2022: −2.5%.
| Year | Return | After inflation | Return shown as a bar |
|---|---|---|---|
| to | +7.8% | +4.4% | |
| to | +4.6% | +1.0% | |
| to | +32.8% | +28.2% | |
| +6.6% | +2.4% | ||
| −4.6% | −12.7% |
| 12 months to | Return | After inflation |
|---|---|---|
| from | +1.4% | −2.2% |
| from | +19.3% | +14.7% |
| from | +24.5% | +21.3% |
| from | −0.8% | −6.7% |
| from | −2.5% | −10.4% |
As of , inflation: UK CPIH
How we work it out:Calendar-year returnsWhat a calendar-year return isAccumulating and distributing
Risk: volatility and largest fall
Volatility (annualised)
16.6%over 5 years
| 1 year | 12.9% |
|---|---|
| 3 years | 15.0% |
| 5 years | 16.6% |
Annualised from weekly returns. Higher means bumpier.
- Largest fall since November 2021
- −18.8%
- From to
- Lowest 12-month return
- −17.5%
- 12 months to
- Highest 12-month return
- +46.8%
- 12 months to
- Below its highest weekly close since November 2021
- 0.0%
- High of , latest
In words: Volatility of Xtrackers MSCI USA Financials UCITS ETF in pounds, annualised from weekly returns to 13/11/2026: 12.9% over 1 year, 15.0% over 3 years, 16.6% over 5 years. Largest fall in the price of Xtrackers MSCI USA Financials UCITS ETF since November 2021, in pounds: −18.8% from 07/01/2022 to 24/03/2023. The lowest 12-month return of Xtrackers MSCI USA Financials UCITS ETF in pounds (price only, income paid out not included) since January 2021 was −17.5% (12 months to 24/03/2023); the highest was +46.8% (12 months to 22/11/2024). On 13/11/2026 the price of Xtrackers MSCI USA Financials UCITS ETF was at its highest weekly close since November 2021, in pounds.
As of , price only — income paid out is not included
How we work it out:Risk figuresFallsVolatilityLargest fall
Charges compared with similar funds
- Ongoing charge
- 0.12%
- a year
- On £10,000
- £12
- a year, roughly
- Over five years
- £60
- of £10,000, before growth
- 0 charge less
- 6 the same
- 158 charge more
Ongoing charge of Xtrackers MSCI USA Financials UCITS ETF 0.12% a year. Compared on 14/11/2026, 158 of the 164 other single-sector funds charge more, 6 the same and 0 less (share classes counted once).
As of
A lower charge is not a promise of a higher return: what the fund holds matters more.
Read more:Ongoing charge (OCF)OCF and TERFee dragHow charges add up
In plain English
Xtrackers MSCI USA Financials UCITS ETF is an exchange-traded fund (ETF) from Xtrackers, launched in 2017.
It tracks the MSCI USA / Financials -SEC.
You buy and sell it through a share-dealing account or platform during stock-market hours, like a share.
Its ongoing charge is 0.12% a year — about £12 a year on every £10,000 invested, taken from the fund's value rather than billed to you.
Income from its investments is paid out to holders as cash, usually a few times a year.
Single sectors: Funds focused on one industry — banks, energy, defence, mining and so on.
Terms:ETFIndex fundUCITSAccumulating or incomeShare classISIN
Key facts
- Ticker
- XSFN
- ISIN
- IE00BCHWNT26
- Also listed as
- XUFN (London Stock Exchange, US dollars)
- Provider
- Xtrackers
- Tracks
- MSCI USA / Financials -SEC
- Structure
- ETF
- An exchange-traded fund: bought and sold on the stock exchange through the day, like a share.
- Income
- Distributing, paid quarterly
- Income is paid out to holders as cash, usually a few times a year.
- Ongoing charge
- 0.12% a year · about £12 on £10,000
- Fund size
- £898m
- Launched
- Domicile
- Ireland
- UK reporting fund status
- Yes — on HMRC’s list of reporting funds (list of )
- Reporting fund since . What reporting fund status means
- Can usually be held in
- ISA and SIPP
- Check with your platform: each decides which funds it offers.
- Currency hedged
- No
- Price currency
- Pounds (GBP)
- Category
- Single sectors
Price chart
Over the last year, the closing price went from £29.55 on 14/11/2025 to £32.45 on 13/11/2026 (+9.8%). The lowest close shown was £26.74 on 27/03/2026 and the highest £32.45 on 13/11/2026.
One close a week. Before 06/08/2026 the closes are from the weekly price history for this listing; from then on, the closing prices we have recorded. Price only — income paid out is not included, so the line can end below the total return above.
As of , at least 15 min delayed
Five years of prices, and after inflation
261 weekly closes, from 12/11/2021 to 13/11/2026. The same history in November 2026 pounds, adjusted with CPIH inflation.
Create a free account to see the 5-year price chart and the after-inflation chart
Sign-up takes an email address. There is no card to enter and nothing to pay.
How we work it out:Prices and returnsNAV and price
What it holds
- Holdings
- 85
- 86 reported in all
- Ten largest
- 55.3%
- of the whole fund
- Effective number of holdings
- 22
- As concentrated as this many equal-sized holdings (how it is worked out)
- Largest holding
- 11.3%
- JP Morgan Chase
Top 10 holdings
| Rank# | Holding | Weight as a percentage of the fund |
|---|---|---|
| 1 | JP Morgan ChaseJPMFinancialsUnited States | 11.35% |
| 2 | Berkshire Hathaway · Class BBRK.BFinancialsUnited States | 10.36% |
| 3 | Visa · Class AVFinancialsUnited States | 8.69% |
| 4 | Mastercard · Class AMAFinancialsUnited States | 6.59% |
| 5 | Bank of AmericaBACFinancialsUnited States | 4.08% |
| 6 | Goldman Sachs GroupGSFinancialsUnited States | 3.36% |
| 7 | Wells FargoWFCFinancialsUnited States | 3.23% |
| 8 | Morgan StanleyMSFinancialsUnited States | 2.78% |
| 9 | CitigroupCFinancialsUnited States | 2.64% |
| 10 | BlackRockBLKFinancialsUnited States | 2.23% |
As of , holdings as published
Where it invests
The portfolio by sector, country and type of asset, as a share of the whole fund. Bonds, cash and positions without a classification are shown as they come, not guessed.
By sector
- Financials99.8%
- Information Technology0.1%
- Not classified0.1%
By type of asset
- Equity99.9%
- Cash and money market0.1%
See the full portfolio
Every holding with search and filters, the whole breakdown by sector, country and type of asset, a map of the 85 largest and what changed since .
More of the portfolio
The fund publishes 86 holdings; the ten largest make up 55.3% of it. The fund's portfolio is also split by currency.
Create a free account to see the full holdings list and the currency, maturity and credit-quality breakdowns
Sign-up takes an email address. There is no card to enter and nothing to pay.
Holdings:Compare what it holds with another fundHoldings overlapHow overlap is measured
Risk and return in depth
Sharpe, Sortino and Calmar ratios
Sharpe, Sortino and Calmar ratios over 1, 3 and 5 years, from weekly returns in pounds.
With a free accountRolling returns
The full range of 253 rolling 12-month returns since January 2021, and of 149 rolling three-year returns, in pounds, with how often they were above zero.
With a free accountLargest falls and recoveries
The 3 largest falls since November 2021, in pounds, with how many weeks each took to reach its low and to recover.
With a free account
Create a free account to see the risk ratios, every rolling return and each large fall and its recovery
Sign-up takes an email address. There is no card to enter and nothing to pay.
Moves compared with a similar fund
Correlation and beta of weekly returns in pounds against iShares Core S&P 500 UCITS ETF, over the three years to 13/11/2026 (154 weeks).
Pro
Pro — currently by invitation
Pro includes moves against a comparable fund
Pro is open by invitation while it is being built. There is nothing to buy. To ask about access, email [email protected].
Questions people ask
What is the ongoing charge of XSFN?
The ongoing charge of XSFN is 0.12% a year — about £12 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of Xtrackers MSCI USA Financials UCITS ETF 0.12% a year. Compared on 14/11/2026, 158 of the 164 other single-sector funds charge more, 6 the same and 0 less (share classes counted once).
What does XSFN track?
XSFN tracks the MSCI USA / Financials -SEC.
Is XSFN accumulating or distributing?
XSFN is distributing: income is paid out to holders as cash, usually a few times a year. It pays out quarterly.
What is the ISIN of XSFN?
The ISIN of XSFN is IE00BCHWNT26. An ISIN identifies one exact share class of a fund; XSFN is its ticker on the London Stock Exchange. The same share class is also listed as XUFN (London Stock Exchange, US dollars).
What does XSFN hold?
As of 15/11/2026, XSFN holds 86 positions, according to its published holdings. The largest is JP Morgan Chase at 11.35% of the fund; the ten largest make up 55.3%. Its ten largest holdings are JP Morgan Chase (11.35%), Berkshire Hathaway · Class B (10.36%), Visa · Class A (8.69%), Mastercard · Class A (6.59%), Bank of America (4.08%), Goldman Sachs Group (3.36%), Wells Fargo (3.23%), Morgan Stanley (2.78%), Citigroup (2.64%) and BlackRock (2.23%).
What were XSFN’s returns in each of the last five years?
Calendar-year returns of XSFN in pounds (price only, income paid out not included): 2022 −4.6%, 2023 +6.6%, 2024 +32.8%, 2025 +4.6%; 2026 to 13/11/2026 +7.8%. Past performance is not a guide to future returns.
How has XSFN done after inflation?
Over the five years to 13/11/2026 XSFN’s total return was +59.7%, or +24.7% after UK CPIH inflation. Past performance is not a guide to future returns.
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Fund documents and methods
- Fund documents
- Fund page at Xtrackers (DWS) (links checked )
Methodology:ReturnsCategoriesAll methods
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