Fundology

Ups and downs: volatility, biggest fall, Sharpe and Sortino

These measures describe how much a fund’s price has jumped around in the past. They need a long price record, so we show them only for funds whose closes we have recorded over the whole period.

The formula

volatility = st.dev(weekly returns) × √52 · Sharpe = mean ÷ st.dev × √52 · max drawdown = lowest (price ÷ previous peak − 1)

Sortino replaces the standard deviation with the downside deviation — the root mean square of the negative period returns only. The risk-free rate is taken as zero.

Worked example

Weekly returns with a standard deviation of 2% give an annual volatility of 2% × √52 ≈ 14%.

How it is done

  1. Windows are chosen by calendar date (the last 1, 3 or 5 years), and the price record must reach back to within about six weeks of the window’s start.
  2. Every record is first reduced to one close a week (the last close of each week), so older weekly history and newer daily closes are measured the same way. Figures are annualised with 52 weeks a year.
  3. A price that jumps more than threefold in one step is treated as a change of unit (pence read as pounds, say) and only the record after it is used.
  4. A single close more than 15% away from both neighbours, while the neighbours agree, is treated as a data error and left out. Leveraged products are exempt, because their prices genuinely do this.

Limits to know about

  • Past ups and downs do not tell you what future ones will be.
  • Sharpe here uses a zero risk-free rate, so it is higher than a version measured against cash (SONIA) would be.
  • Measures from price records leave out income paid out by distributing funds.
  • Weekly closes miss moves that reverse within a week, so the biggest fall can read slightly smaller than on daily data.

Sources: Fundology daily and weekly closes (TradingView, Yahoo Finance history, Vanguard)

Last reviewed 22/09/2026

Ups and downs: volatility, biggest fall, Sharpe and Sortino: how Fundology calculates it · Fundology