# Xtrackers MSCI USA Financials UCITS ETF (XSFN) **Source:** https://fundology.uk/fund/xsfn · ISIN IE00BCHWNT26 · Data: TradingView (LSE closes and returns, delayed), issuer documents, ONS CPIH, FCA FIRDS ## At a glance > Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise. As of 30/09/2026, XSFN (Xtrackers MSCI USA Financials UCITS ETF, ISIN IE00BCHWNT26) closed at £29.79 on the London Stock Exchange. Its ongoing charge is 0.12% a year (about £12 on £10,000). Over the five years to 30/09/2026 its total return was +57.4%, or +23.1% after UK CPIH inflation. ## Summary Xtrackers MSCI USA Financials UCITS ETF is an exchange-traded fund (ETF) from Xtrackers, launched in 2017. It tracks the MSCI USA / Financials -SEC. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.12% a year — about £12 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is paid out to holders as cash, usually a few times a year. Latest close: **£29.79** (30/09/2026). ## Key facts | Fact | Value | |---|---| | Ticker (LSE) | XSFN | | ISIN | IE00BCHWNT26 | | Category | Single sectors | | Type | ETF | | Provider | Xtrackers | | Tracks | MSCI USA / Financials -SEC | | Income | Distributing | | Ongoing charge | 0.12% a year (£12 per £10,000) | | Fund size | £571m | | Launched | 2017 | | Domicile | Ireland | ## Past returns (periods to 30/09/2026) After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after ONS CPIH inflation. | Window | Return | After CPIH inflation | Measured as | |---|---|---|---| | 1 year | +2.52% | -0.70% | income reinvested | | 3 years | +59.23% | +43.68% | income reinvested | | 5 years | +57.42% | +23.06% | income reinvested | Returns: TradingView (delayed data). Inflation: ONS CPIH, latest month published. ## Calendar-year returns Calendar-year returns of Xtrackers MSCI USA Financials UCITS ETF in pounds (price only, income paid out not included): 2022 −4.6%, 2023 +6.6%, 2024 +32.0%, 2025 +6.3%; 2026 to 30/09/2026 −2.0%. Returns of Xtrackers MSCI USA Financials UCITS ETF in pounds (price only, income paid out not included) over the 12 months to 30/09/2026: +0.6%; to 30/09/2025: +20.3%; to 30/09/2024: +24.5%; to 30/09/2023: −0.8%; to 30/09/2022: −2.8%. | Year | Return | After CPIH inflation | Measured as | |---|---|---|---| | 2022 | -4.6% | -12.7% | Price | | 2023 | +6.6% | +2.4% | Price | | 2024 | +32.0% | +27.5% | Price | | 2025 | +6.3% | +2.6% | Price | | 2026 to 30/09/2026 | -2.0% | -4.7% | Price | ## Risk metrics | Window | Volatility | Max drawdown | |---|---|---| | 1 year | 12.97% | -13.76% | | 3 years | 15.28% | -18.35% | | 5 years | 16.54% | -18.81% | ## Largest fall Volatility of Xtrackers MSCI USA Financials UCITS ETF in pounds, annualised from weekly returns to 30/09/2026: 13.0% over 1 year, 15.3% over 3 years, 16.5% over 5 years. Largest fall in the price of Xtrackers MSCI USA Financials UCITS ETF since October 2021, in pounds: −18.8% from 07/01/2022 to 24/03/2023. The lowest 12-month return of Xtrackers MSCI USA Financials UCITS ETF in pounds (price only, income paid out not included) since January 2021 was −17.5% (12 months to 24/03/2023); the highest was +46.8% (12 months to 22/11/2024). On 30/09/2026 the price of Xtrackers MSCI USA Financials UCITS ETF was 6.3% below its highest weekly close since October 2021 (14/08/2026), in pounds. ## Charges compared with similar funds Ongoing charge of Xtrackers MSCI USA Financials UCITS ETF 0.12% a year, as of 01/10/2026: 135 of the 141 other single-sector funds charge more, 6 the same and 0 less (share classes counted once). ## Charges & eligibility - Ongoing charges figure (OCF): **0.12%** per year - ISA eligible: yes - SIPP eligible: yes ## Top holdings Largest positions (as of 01/10/2026): | Holding | Weight | |---|---| | JPMorgan Chase | 11.89% | | Berkshire Hathaway · Class B | 9.46% | | Visa · Class A | 8.11% | | Mastercard · Class A | 6.11% | | Bank of America | 4.77% | | Goldman Sachs Group | 3.61% | | Wells Fargo | 3.26% | | Morgan Stanley | 3.04% | | Citigroup | 2.98% | | Charles Schwab | 2.19% | ## Where it invests Shares of the whole fund. Bonds, cash and positions the source does not classify are shown as they come, not guessed. ### By sector Added up from the holdings Xtrackers publishes, as of 01/10/2026. | Sector | Weight | |---|---| | Diversified Banks | 26.4% | | Transaction & Payment Processing Services | 16.9% | | Investment Banking & Brokerage | 11.2% | | Multi-Sector Holdings | 9.5% | | Asset Management & Custody Banks | 7.8% | | Property & Casualty Insurance | 7.6% | | Financial Exchanges & Data | 7.0% | | Consumer Finance | 4.3% | | Other sectors | 9.4% | ### By country Added up from the holdings Xtrackers publishes, as of 01/10/2026. | Country | Weight | |---|---| | United States | 99.5% | | Bermuda | 0.4% | | Ireland | 0.0% | ### By type of asset Added up from the holdings Xtrackers publishes, as of 01/10/2026. | Type of asset | Weight | |---|---| | Equity | 99.9% | | Cash and money market | 0.1% | All 84 holdings: https://fundology.uk/fund/xsfn/holdings --- We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments. Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.