Investment trust
MGCI M&G Credit Income Investment Trust Plc
ISIN GB00BFYYL325London Stock Exchange: MGCI
- Corporate & other bonds
- Investment trust
- ISA
- SIPP
- Distributing
Latest close
LSE£0.90
on
Source: TradingView, as of , at least 15 min delayed
At a glance
As of 30/09/2026, MGCI (M&G Credit Income Investment Trust Plc, ISIN GB00BFYYL325) closed at £0.90 on the London Stock Exchange. Over the five years to 30/09/2026 its price changed by −9.1% (income paid out is not included), or −28.1% after UK CPIH inflation.
Past returns
- 1 year to 30/09/2026
- −6.1%
- −8.6% after inflation (UK CPIH)
- 3 years to 30/09/2026
- −0.2%
- −9.4% after inflation (UK CPIH)
- 5 years to 30/09/2026
- −9.1%
- −28.1% after inflation (UK CPIH)
£1,000 put in five years ago would have been worth about £909 on 30/09/2026 — about £719 in today’s spending power, once price rises are taken out. Past performance is not a guide to future returns.
Returns: Fundology, from recorded daily closes. Inflation: ONS CPIH, latest month published.
How we work it out:ReturnsReturns after inflationTotal returnReal returnCPIH
Calendar-year and 12-month returns
Calendar-year returns of M&G Credit Income Investment Trust Plc in pounds (price only, income paid out not included): 2022 −7.4%, 2023 −0.8%, 2024 +6.0%, 2025 −2.0%; 2026 to 30/09/2026 −5.3%. Returns of M&G Credit Income Investment Trust Plc in pounds (price only, income paid out not included) over the 12 months to 30/09/2026: −5.9%; to 30/09/2025: −0.4%; to 30/09/2024: +7.9%; to 30/09/2023: 0.0%; to 30/09/2022: −9.1%.
| Year | Return | After inflation | Return shown as a bar |
|---|---|---|---|
| to | −5.3% | −7.9% | |
| −2.0% | −5.3% | ||
| +6.0% | +2.4% | ||
| −0.8% | −4.7% | ||
| −7.4% | −15.3% |
| 12 months to | Return | After inflation |
|---|---|---|
| from | −5.9% | Not available |
| from | −0.4% | −4.3% |
| from | +7.9% | +5.1% |
| from | 0.0% | −6.0% |
| from | −9.1% | −16.4% |
Source: Fundology, from recorded closes and the data vendor’s weekly price history, as of , inflation: ONS CPIH
How we work it out:Calendar-year returnsWhat a calendar-year return isAccumulating and distributing
Risk: volatility and largest fall
Volatility (annualised)
12.9%over 5 years
| 1 year | 8.7% |
|---|---|
| 3 years | 11.4% |
| 5 years | 12.9% |
Annualised from weekly returns. Higher means bumpier.
- Largest fall since October 2021
- −16.3%
- From to
- Lowest 12-month return
- −12.6%
- 12 months to
- Highest 12-month return
- +15.3%
- 12 months to
- Below its highest weekly close since October 2021
- 11.3%
- High of , latest
In words: Volatility of M&G Credit Income Investment Trust Plc in pounds, annualised from weekly returns to 30/09/2026: 8.7% over 1 year, 11.4% over 3 years, 12.9% over 5 years. Largest fall in the price of M&G Credit Income Investment Trust Plc since October 2021, in pounds: −16.3% from 15/04/2022 to 14/07/2023. The lowest 12-month return of M&G Credit Income Investment Trust Plc in pounds (price only, income paid out not included) since January 2021 was −12.6% (12 months to 21/10/2022); the highest was +15.3% (12 months to 12/07/2024). On 30/09/2026 the price of M&G Credit Income Investment Trust Plc was 11.3% below its highest weekly close since October 2021 (15/04/2022), in pounds.
Source: Fundology, from recorded closes and the data vendor’s weekly price history, as of , price only — income paid out is not included
How we work it out:Risk figuresFallsVolatilityLargest fall
In plain English
M&G Credit Income Investment Trust Plc is an investment trust.
You buy and sell it through a share-dealing account or platform during stock-market hours, like a share.
Income from its investments is paid out to holders as cash, usually a few times a year.
Corporate & other bonds: Loans to companies and other borrowers, which usually pay more interest than government bonds in exchange for more risk.
Key facts
- Ticker
- MGCI
- ISIN
- GB00BFYYL325
- Structure
- Investment trust
- A company listed on the stock exchange that invests in other assets; its price can differ from the value of what it holds.
- Income
- Distributing
- Income is paid out to holders as cash, usually a few times a year.
- Domicile
- United Kingdom
- Can be held in
- ISA and SIPP
- Currency hedged
- No
- Price currency
- Pounds (GBP)
- Category
- Corporate & other bonds
Price chart
Since 31/07/2026, the closing price went from £0.914 on 31/07/2026 to £0.90 on 30/09/2026 (−1.5%). The lowest close shown was £0.90 on 30/09/2026 and the highest £0.916 on 07/08/2026.
Chart: closing prices we have recorded since 31/07/2026. Price only — income paid out is not included, so the line can end below the total return above.
Source: TradingView, as of , at least 15 min delayed
Five years of prices, and after inflation
10 weekly closes, from 31/07/2026 to 30/09/2026. The same history in September 2026 pounds, adjusted with ONS CPIH inflation.
Create a free account to see the 5-year price chart and the after-inflation chart
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How we work it out:Prices and returnsNAV and price
Risk and return in depth
Sharpe, Sortino and Calmar ratios
Sharpe, Sortino and Calmar ratios over 1, 3 and 5 years, from weekly returns in pounds.
With a free accountRolling returns
The full range of 248 rolling 12-month returns since January 2021, and of 144 rolling three-year returns, in pounds, with how often they were above zero.
With a free accountLargest falls and recoveries
The 3 largest falls since October 2021, in pounds, with how many weeks each took to reach its low and to recover.
With a free account
Create a free account to see the risk ratios, every rolling return and each large fall and its recovery
Sign-up takes an email address. There is no card to enter and nothing to pay.
Moves compared with a similar fund
Correlation and beta of weekly returns in pounds against iShares Core UK Gilts UCITS ETF, over the three years to 30/09/2026 (146 weeks).
Pro
Pro — currently by invitation
Pro includes moves against a comparable fund
Pro is open by invitation while it is being built. There is nothing to buy. To ask about access, email [email protected].
Questions people ask
Is MGCI accumulating or distributing?
MGCI is distributing: income is paid out to holders as cash, usually a few times a year.
What is the ISIN of MGCI?
The ISIN of MGCI is GB00BFYYL325. An ISIN identifies one exact share class of a fund; MGCI is its ticker on the London Stock Exchange.
What were MGCI’s returns in each of the last five years?
Calendar-year returns of MGCI in pounds (price only, income paid out not included): 2022 −7.4%, 2023 −0.8%, 2024 +6.0%, 2025 −2.0%; 2026 to 30/09/2026 −5.3%. Past performance is not a guide to future returns.
How has MGCI done after inflation?
Over the five years to 30/09/2026 MGCI’s price changed by −9.1% (income paid out is not included), or −28.1% after UK CPIH inflation. Past performance is not a guide to future returns.
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Sources and dates
- Prices
- London Stock Exchange closes via TradingView, at least 15 minutes delayed, latest
- Returns
- Fundology, from recorded closes
- Calendar years, risk
- Fundology, from recorded closes (weekly history from the data vendor where our record is short)
- Inflation
- ONS CPIH, latest month used August 2026
- Identity
- FCA Financial Instruments Reference Data System (FIRDS) and the issuer
Methodology:Data sourcesReturnsCategoriesAll methods
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