# Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD (XUFB) **Page:** https://fundology.uk/fund/xufb · ISIN IE00BDVPTJ63 ## At a glance > Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise. As of 13/11/2026, XUFB (Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD, ISIN IE00BDVPTJ63) closed at £28.66 on the London Stock Exchange. Its ongoing charge is 0.12% a year (about £12 on £10,000). Over the five years to 13/11/2026 its total return was +60.1%, or +24.9% after UK CPIH inflation. ## Summary Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD is an exchange-traded fund (ETF) from Xtrackers, launched in 2018. It tracks the MSCI USA/Banks 20-35. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.12% a year — about £12 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is paid out to holders as cash, usually a few times a year. Latest close: **£28.66** (13/11/2026). ## Key facts | Fact | Value | |---|---| | Ticker (LSE) | XUFB | | ISIN | IE00BDVPTJ63 | | Category | Single sectors | | Type | ETF | | Provider | Xtrackers | | Tracks | MSCI USA/Banks 20-35 | | Income | Distributing | | Ongoing charge | 0.12% a year (£12 per £10,000) | | Fund size | £21.5m | | Launched | 2018 | | Domicile | Ireland | | UK reporting fund status | Yes — on HMRC’s list of reporting funds (list of 02/11/2026); reporting fund since 03/12/2018 | ## Past returns (periods to 13/11/2026) After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after UK CPIH inflation. | Window | Return | After CPIH inflation | Measured as | |---|---|---|---| | 1 year | +10.18% | +6.28% | income reinvested | | 3 years | +112.62% | +92.10% | income reinvested | | 5 years | +60.05% | +24.93% | income reinvested | Returns: as reported (delayed data). Inflation: UK CPIH, latest month published. ## Calendar-year returns Calendar-year returns of Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD in pounds (price only, income paid out not included): 2022 −13.1%, 2023 +2.4%, 2024 +38.0%, 2025 +19.8%; 2026 to 13/11/2026 +3.7%. Returns of Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD in pounds (price only, income paid out not included) over the 12 months to 30/09/2026: +11.9%; to 30/09/2025: +32.9%; to 30/09/2024: +31.1%; to 30/09/2023: −11.9%; to 30/09/2022: −14.0%. | Year | Return | After CPIH inflation | Measured as | |---|---|---|---| | 2022 | -13.1% | -20.5% | Price | | 2023 | +2.4% | -1.7% | Price | | 2024 | +38.0% | +33.3% | Price | | 2025 | +19.8% | +15.6% | Price | | 2026 to 13/11/2026 | +3.7% | +0.4% | Price | ## Risk metrics | Window | Volatility | Max drawdown | |---|---|---| | 1 year | 19.86% | -14.06% | | 3 years | 22.40% | -28.57% | | 5 years | 23.98% | -35.36% | ## Largest fall Volatility of Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD in pounds, annualised from weekly returns to 13/11/2026: 19.9% over 1 year, 22.4% over 3 years, 24.0% over 5 years. Largest fall in the price of Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD since November 2021, in pounds: −35.4% from 07/01/2022 to 12/05/2023. The lowest 12-month return of Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD in pounds (price only, income paid out not included) since January 2021 was −29.4% (12 months to 24/03/2023); the highest was +63.4% (12 months to 22/11/2024). On 13/11/2026 the price of Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD was 7.0% below its highest weekly close since November 2021 (13/08/2026), in pounds. ## Charges compared with similar funds Ongoing charge of Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD 0.12% a year. Compared on 14/11/2026, 158 of the 164 other single-sector funds charge more, 6 the same and 0 less (share classes counted once). ## Charges & eligibility - Ongoing charges figure (OCF): **0.12%** per year (as of 13/11/2026) - Stocks and shares ISA eligible: usually (check with your platform) - SIPP eligible: usually (check with your provider) - ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify. ## What it holds As of 15/11/2026, XUFB holds 17 positions, according to its published holdings. The largest is JP Morgan Chase at 32.45% of the fund; the ten largest make up 94.2%. ### Top holdings Largest positions (as of 15/11/2026), as a percentage of the whole fund: | # | Holding | Ticker | Weight | |---|---|---|---| | 1 | JP Morgan Chase | [JPM](https://fundology.uk/stock/JPM) | 32.45% | | 2 | Bank of America | [BAC](https://fundology.uk/stock/BAC) | 15.45% | | 3 | Wells Fargo | [WFC](https://fundology.uk/stock/WFC) | 14.47% | | 4 | Citigroup | [C](https://fundology.uk/stock/C) | 11.79% | | 5 | U.S. Bancorp | [USB](https://fundology.uk/stock/USB) | 5.25% | | 6 | PNC Financial Services Group | [PNC](https://fundology.uk/stock/PNC) | 5.14% | | 7 | Truist Financial | [TFC](https://fundology.uk/stock/TFC) | 3.39% | | 8 | Fifth Third Bancorp | [FITB](https://fundology.uk/stock/FITB) | 2.72% | | 9 | Huntington Bancshares | [HBAN](https://fundology.uk/stock/HBAN) | 1.78% | | 10 | M&T Bank | [MTB](https://fundology.uk/stock/MTB) | 1.77% | The 16 holdings on record (of 17 reported): https://fundology.uk/fund/xufb/holdings ## Questions people ask **What is the ongoing charge of XUFB?** The ongoing charge of XUFB is 0.12% a year — about £12 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of Xtrackers MSCI USA Banks UCITS ETF Shs -1D- USD 0.12% a year. Compared on 14/11/2026, 158 of the 164 other single-sector funds charge more, 6 the same and 0 less (share classes counted once). **What does XUFB track?** XUFB tracks the MSCI USA/Banks 20-35. **Is XUFB accumulating or distributing?** XUFB is distributing: income is paid out to holders as cash, usually a few times a year. It pays out semi-annual. **What is the ISIN of XUFB?** The ISIN of XUFB is IE00BDVPTJ63. An ISIN identifies one exact share class of a fund; XUFB is its ticker on the London Stock Exchange. **What does XUFB hold?** As of 15/11/2026, XUFB holds 17 positions, according to its published holdings. The largest is JP Morgan Chase at 32.45% of the fund; the ten largest make up 94.2%. Its ten largest holdings are JP Morgan Chase (32.45%), Bank of America (15.45%), Wells Fargo (14.47%), Citigroup (11.79%), U.S. Bancorp (5.25%), PNC Financial Services Group (5.14%), Truist Financial (3.39%), Fifth Third Bancorp (2.72%), Huntington Bancshares (1.78%) and M&T Bank (1.77%). **What were XUFB’s returns in each of the last five years?** Calendar-year returns of XUFB in pounds (price only, income paid out not included): 2022 −13.1%, 2023 +2.4%, 2024 +38.0%, 2025 +19.8%; 2026 to 13/11/2026 +3.7%. Past performance is not a guide to future returns. **How has XUFB done after inflation?** Over the five years to 13/11/2026 XUFB’s total return was +60.1%, or +24.9% after UK CPIH inflation. Past performance is not a guide to future returns. ## Fund documents - [Fund page at Xtrackers (DWS)](https://etf.dws.com/en-gb/IE00BDVPTJ63-msci-usa-banks-ucits-etf-1d/) - Links checked 12/10/2026. --- We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments. Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.