# Xtrackers MSCI USA Consumer Discretionary UCITS ETF (XSCD)

**Page:** https://fundology.uk/fund/xscd · ISIN IE00BGQYRR35

## At a glance

> Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.

As of 13/11/2026, XSCD (Xtrackers MSCI USA Consumer Discretionary UCITS ETF, ISIN IE00BGQYRR35) closed at £75.14 on the London Stock Exchange. Its ongoing charge is 0.12% a year (about £12 on £10,000). Over the five years to 13/11/2026 its total return was +28.2%, or 0.0% after UK CPIH inflation.

## Summary

Xtrackers MSCI USA Consumer Discretionary UCITS ETF is an exchange-traded fund (ETF) from Xtrackers, launched in 2017. It tracks the MSCI USA Consumer Discretionary 20/35 Custom Index. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.12% a year — about £12 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is paid out to holders as cash, usually a few times a year.

Latest close: **£75.14** (13/11/2026).

## Key facts

| Fact | Value |
|---|---|
| Ticker (LSE) | XSCD |
| ISIN | IE00BGQYRR35 |
| Also listed as | XUCD (London Stock Exchange, US dollars) |
| Category | Single sectors |
| Type | ETF |
| Provider | Xtrackers |
| Tracks | MSCI USA Consumer Discretionary 20/35 Custom Index |
| Income | Distributing |
| Ongoing charge | 0.12% a year (£12 per £10,000) |
| Fund size | £127m |
| Launched | 2017 |
| Domicile | Ireland |
| UK reporting fund status | Yes — on HMRC’s list of reporting funds (list of 02/11/2026); reporting fund since 12/09/2017 |

## Past returns (periods to 13/11/2026)

After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after UK CPIH inflation.

| Window | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 1 year | +1.71% | -1.89% | income reinvested |
| 3 years | +48.22% | +33.92% | income reinvested |
| 5 years | +28.18% | +0.05% | income reinvested |

Returns: as reported (delayed data). Inflation: UK CPIH, latest month published.

## Calendar-year returns

Calendar-year returns of Xtrackers MSCI USA Consumer Discretionary UCITS ETF in pounds (price only, income paid out not included): 2022 −31.3%, 2023 +34.8%, 2024 +32.7%, 2025 −3.0%; 2026 to 13/11/2026 +5.3%. Returns of Xtrackers MSCI USA Consumer Discretionary UCITS ETF in pounds (price only, income paid out not included) over the 12 months to 30/09/2026: −3.9%; to 30/09/2025: +19.1%; to 30/09/2024: +16.9%; to 30/09/2023: +0.9%; to 30/09/2022: −5.3%.

| Year | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 2022 | -31.3% | -37.1% | Price |
| 2023 | +34.8% | +29.4% | Price |
| 2024 | +32.7% | +28.2% | Price |
| 2025 | -3.0% | -6.3% | Price |
| 2026 to 13/11/2026 | +5.3% | +2.0% | Price |

## Risk metrics

| Window | Volatility | Max drawdown |
|---|---|---|
| 1 year | 17.13% | -13.89% |
| 3 years | 18.37% | -27.84% |
| 5 years | 20.29% | -34.55% |

## Largest fall

Volatility of Xtrackers MSCI USA Consumer Discretionary UCITS ETF in pounds, annualised from weekly returns to 13/11/2026: 17.1% over 1 year, 18.4% over 3 years, 20.3% over 5 years. Largest fall in the price of Xtrackers MSCI USA Consumer Discretionary UCITS ETF since November 2021, in pounds: −34.6% from 19/11/2021 to 30/12/2022. The lowest 12-month return of Xtrackers MSCI USA Consumer Discretionary UCITS ETF in pounds (price only, income paid out not included) since January 2021 was −31.3% (12 months to 30/12/2022); the highest was +42.6% (12 months to 17/01/2025). On 13/11/2026 the price of Xtrackers MSCI USA Consumer Discretionary UCITS ETF was 3.0% below its highest weekly close since November 2021 (31/01/2025), in pounds.

## Charges compared with similar funds

Ongoing charge of Xtrackers MSCI USA Consumer Discretionary UCITS ETF 0.12% a year. Compared on 14/11/2026, 158 of the 164 other single-sector funds charge more, 6 the same and 0 less (share classes counted once).

## Charges & eligibility

- Ongoing charges figure (OCF): **0.12%** per year (as of 13/11/2026)
- Stocks and shares ISA eligible: usually (check with your platform)
- SIPP eligible: usually (check with your provider)
- ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify.

## What it holds

As of 15/11/2026, XSCD holds 49 positions, according to its published holdings. The largest is Amazon at 30.58% of the fund; the ten largest make up 73.5%.

### Top holdings

Largest positions (as of 15/11/2026), as a percentage of the whole fund:

| # | Holding | Ticker | Weight |
|---|---|---|---|
| 1 | Amazon | [AMZN](https://fundology.uk/stock/AMZN) | 30.58% |
| 2 | Tesla | [TSLA](https://fundology.uk/stock/TSLA) | 17.88% |
| 3 | Home Depot | [HD](https://fundology.uk/stock/HD) | 6.98% |
| 4 | McDonald's | [MCD](https://fundology.uk/stock/MCD) | 3.91% |
| 5 | TJX Companies | [TJX](https://fundology.uk/stock/TJX) | 3.02% |
| 6 | Lowe's Companies | [LOW](https://fundology.uk/stock/LOW) | 2.56% |
| 7 | Booking | [BKNG](https://fundology.uk/stock/BKNG) | 2.51% |
| 8 | Starbucks | [SBUX](https://fundology.uk/stock/SBUX) | 2.46% |
| 9 | Marriott International · Class A | [MAR](https://fundology.uk/stock/MAR) | 1.86% |
| 10 | Hilton Worldwide | [HLT](https://fundology.uk/stock/HLT) | 1.71% |

## Where it invests

Shares of the whole fund. Bonds, cash and positions without a classification are shown as they come, not guessed.

### By country

Added up from the fund’s published holdings, as of 08/11/2026.

| Country | Weight |
|---|---|
| United States | 98.5% |
| Brazil | 1.4% |
| Ireland | 0.1% |

### By type of asset

Added up from the fund’s published holdings, as of 08/11/2026.

| Type of asset | Weight |
|---|---|
| Equity | 99.9% |
| Cash and money market | 0.1% |

The 48 holdings on record (of 49 reported): https://fundology.uk/fund/xscd/holdings

## Questions people ask

**What is the ongoing charge of XSCD?**

The ongoing charge of XSCD is 0.12% a year — about £12 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of Xtrackers MSCI USA Consumer Discretionary UCITS ETF 0.12% a year. Compared on 14/11/2026, 158 of the 164 other single-sector funds charge more, 6 the same and 0 less (share classes counted once).

**What does XSCD track?**

XSCD tracks the MSCI USA Consumer Discretionary 20/35 Custom Index.

**Is XSCD accumulating or distributing?**

XSCD is distributing: income is paid out to holders as cash, usually a few times a year. It pays out semi-annual.

**What is the ISIN of XSCD?**

The ISIN of XSCD is IE00BGQYRR35. An ISIN identifies one exact share class of a fund; XSCD is its ticker on the London Stock Exchange. The same share class is also listed as XUCD (London Stock Exchange, US dollars).

**What does XSCD hold?**

As of 15/11/2026, XSCD holds 49 positions, according to its published holdings. The largest is Amazon at 30.58% of the fund; the ten largest make up 73.5%. Its ten largest holdings are Amazon (30.58%), Tesla (17.88%), Home Depot (6.98%), McDonald's (3.91%), TJX Companies (3.02%), Lowe's Companies (2.56%), Booking (2.51%), Starbucks (2.46%), Marriott International · Class A (1.86%) and Hilton Worldwide (1.71%).

**What were XSCD’s returns in each of the last five years?**

Calendar-year returns of XSCD in pounds (price only, income paid out not included): 2022 −31.3%, 2023 +34.8%, 2024 +32.7%, 2025 −3.0%; 2026 to 13/11/2026 +5.3%. Past performance is not a guide to future returns.

**How has XSCD done after inflation?**

Over the five years to 13/11/2026 XSCD’s total return was +28.2%, or 0.0% after UK CPIH inflation. Past performance is not a guide to future returns.

## Fund documents

- [Fund page at Xtrackers (DWS)](https://etf.dws.com/en-gb/IE00BGQYRR35-msci-usa-consumer-discretionary-ucits-etf-1d/)
- Links checked 12/10/2026.

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Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.