# Invesco Financials S&P US Select Sector UCITS ETF (XLFQ)

**Page:** https://fundology.uk/fund/xlfq · ISIN IE00B42Q4896

## At a glance

> Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.

As of 13/11/2026, XLFQ (Invesco Financials S&P US Select Sector UCITS ETF, ISIN IE00B42Q4896) closed at £350.30 on the London Stock Exchange. Its ongoing charge is 0.14% a year (about £14 on £10,000). Over the five years to 13/11/2026 its total return was +58.8%, or +23.9% after UK CPIH inflation.

## Summary

Invesco Financials S&P US Select Sector UCITS ETF is an exchange-traded fund (ETF) from Invesco, launched in 2009. It tracks the S&P Select Sector Capped 20% Financial Services Index- TR Net. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.14% a year — about £14 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you.

Latest close: **£350.30** (13/11/2026).

## Key facts

| Fact | Value |
|---|---|
| Ticker (LSE) | XLFQ |
| ISIN | IE00B42Q4896 |
| Also listed as | XLFS (London Stock Exchange, US dollars) |
| Category | Single sectors |
| Type | ETF |
| Provider | Invesco |
| Tracks | S&P Select Sector Capped 20% Financial Services Index- TR Net |
| Income | Accumulating |
| Ongoing charge | 0.14% a year (£14 per £10,000) |
| Fund size | £290m |
| Launched | 2009 |
| Domicile | Ireland |
| UK reporting fund status | Yes — on HMRC’s list of reporting funds (list of 02/11/2026); reporting fund since 01/12/2009 |

## Past returns (periods to 13/11/2026)

After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after UK CPIH inflation.

| Window | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 1 year | +10.57% | +6.65% | income reinvested |
| 3 years | +66.29% | +50.24% | income reinvested |
| 5 years | +58.79% | +23.94% | income reinvested |

Returns: as reported (delayed data). Inflation: UK CPIH, latest month published.

## Calendar-year returns

Calendar-year returns of Invesco Financials S&P US Select Sector UCITS ETF in pounds (price, with income reinvested in the fund): 2022 −0.4%, 2023 +6.1%, 2024 +33.3%, 2025 +5.2%; 2026 to 13/11/2026 +10.3%. Returns of Invesco Financials S&P US Select Sector UCITS ETF in pounds (price, with income reinvested in the fund) over the 12 months to 30/09/2026: +2.8%; to 30/09/2025: +18.9%; to 30/09/2024: +25.1%; to 30/09/2023: +0.4%; to 30/09/2022: +1.1%.

| Year | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 2022 | -0.4% | -8.8% | Price |
| 2023 | +6.1% | +1.9% | Price |
| 2024 | +33.3% | +28.8% | Price |
| 2025 | +5.2% | +1.6% | Price |
| 2026 to 13/11/2026 | +10.3% | +6.7% | Price |

## Risk metrics

| Window | Volatility | Max drawdown |
|---|---|---|
| 1 year | 12.96% | -12.77% |
| 3 years | 14.68% | -16.68% |
| 5 years | 16.18% | -16.86% |

## Largest fall

Volatility of Invesco Financials S&P US Select Sector UCITS ETF in pounds, annualised from weekly returns to 13/11/2026: 13.0% over 1 year, 14.7% over 3 years, 16.2% over 5 years. Largest fall in the price of Invesco Financials S&P US Select Sector UCITS ETF since November 2021, in pounds: −16.9% from 03/02/2023 to 24/03/2023. The lowest 12-month return of Invesco Financials S&P US Select Sector UCITS ETF in pounds (price, with income reinvested in the fund) since January 2021 was −14.4% (12 months to 24/03/2023); the highest was +46.3% (12 months to 22/11/2024). On 13/11/2026 the price of Invesco Financials S&P US Select Sector UCITS ETF was at its highest weekly close since November 2021, in pounds.

## Charges compared with similar funds

Ongoing charge of Invesco Financials S&P US Select Sector UCITS ETF 0.14% a year. Compared on 14/11/2026, 150 of the 164 other single-sector funds charge more, 7 the same and 7 less (share classes counted once).

## Charges & eligibility

- Ongoing charges figure (OCF): **0.14%** per year (as of 13/11/2026)
- Stocks and shares ISA eligible: usually (check with your platform)
- SIPP eligible: usually (check with your provider)
- ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify.

## What it holds

As of 30/09/2026, XLFQ holds 76 positions, according to its published holdings. The largest is Berkshire Hathaway · Class B at 12.30% of the fund; the ten largest make up 57.4%.

### Top holdings

Largest positions (as of 30/09/2026), as a percentage of the whole fund:

| # | Holding | Ticker | Weight |
|---|---|---|---|
| 1 | Berkshire Hathaway · Class B | [BRK.B](https://fundology.uk/stock/BRK.B) | 12.30% |
| 2 | JP Morgan Chase | [JPM](https://fundology.uk/stock/JPM) | 11.70% |
| 3 | Visa · Class A | [V](https://fundology.uk/stock/V) | 8.10% |
| 4 | Mastercard · Class A | [MA](https://fundology.uk/stock/MA) | 5.90% |
| 5 | Bank of America | [BAC](https://fundology.uk/stock/BAC) | 4.70% |
| 6 | Goldman Sachs Group | [GS](https://fundology.uk/stock/GS) | 3.50% |
| 7 | Wells Fargo | [WFC](https://fundology.uk/stock/WFC) | 3.20% |
| 8 | Morgan Stanley | [MS](https://fundology.uk/stock/MS) | 3.00% |
| 9 | Citigroup | [C](https://fundology.uk/stock/C) | 2.90% |
| 10 | American Express | [AXP](https://fundology.uk/stock/AXP) | 2.10% |

## Where it invests

Shares of the whole fund. Bonds, cash and positions without a classification are shown as they come, not guessed.

### By country

Added up from the fund’s published holdings, as of 23/09/2026.

| Country | Weight |
|---|---|
| United States | 96.4% |
| Switzerland | 1.5% |
| Ireland | 1.2% |
| Bermuda | 0.8% |

All 76 holdings: https://fundology.uk/fund/xlfq/holdings

## Questions people ask

**What is the ongoing charge of XLFQ?**

The ongoing charge of XLFQ is 0.14% a year — about £14 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of Invesco Financials S&P US Select Sector UCITS ETF 0.14% a year. Compared on 14/11/2026, 150 of the 164 other single-sector funds charge more, 7 the same and 7 less (share classes counted once).

**What does XLFQ track?**

XLFQ tracks the S&P Select Sector Capped 20% Financial Services Index- TR Net.

**Is XLFQ accumulating or distributing?**

XLFQ is accumulating: income is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you.

**What is the ISIN of XLFQ?**

The ISIN of XLFQ is IE00B42Q4896. An ISIN identifies one exact share class of a fund; XLFQ is its ticker on the London Stock Exchange. The same share class is also listed as XLFS (London Stock Exchange, US dollars).

**What does XLFQ hold?**

As of 30/09/2026, XLFQ holds 76 positions, according to its published holdings. The largest is Berkshire Hathaway · Class B at 12.30% of the fund; the ten largest make up 57.4%. Its ten largest holdings are Berkshire Hathaway · Class B (12.30%), JP Morgan Chase (11.70%), Visa · Class A (8.10%), Mastercard · Class A (5.90%), Bank of America (4.70%), Goldman Sachs Group (3.50%), Wells Fargo (3.20%), Morgan Stanley (3.00%), Citigroup (2.90%) and American Express (2.10%).

**What were XLFQ’s returns in each of the last five years?**

Calendar-year returns of XLFQ in pounds (price, with income reinvested in the fund): 2022 −0.4%, 2023 +6.1%, 2024 +33.3%, 2025 +5.2%; 2026 to 13/11/2026 +10.3%. Past performance is not a guide to future returns.

**How has XLFQ done after inflation?**

Over the five years to 13/11/2026 XLFQ’s total return was +58.8%, or +23.9% after UK CPIH inflation. Past performance is not a guide to future returns.

---

We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments.

Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.