# Xtrackers MSCI EMU UCITS ETF Distribution 1D (XD5E)

**Source:** https://fundology.uk/fund/xd5e · ISIN LU0846194776 · Data: TradingView (LSE closes and returns, delayed), issuer documents and holdings (Xtrackers), ONS CPIH, FCA FIRDS

## At a glance

> Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.

As of 01/10/2026, XD5E (Xtrackers MSCI EMU UCITS ETF Distribution 1D, ISIN LU0846194776) closed at £56.80 on the London Stock Exchange. Its ongoing charge is 0.14% a year (about £14 on £10,000). Over the five years to 01/10/2026 its total return was +65.7%, or +29.5% after UK CPIH inflation.

## Summary

Xtrackers MSCI EMU UCITS ETF Distribution 1D is an exchange-traded fund (ETF) from Xtrackers, launched in 2012. It tracks the MSCI EMU. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.14% a year — about £14 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is paid out to holders as cash, usually a few times a year.

Latest close: **£56.80** (01/10/2026).

## Key facts

| Fact | Value |
|---|---|
| Ticker (LSE) | XD5E |
| ISIN | LU0846194776 |
| Category | European shares |
| Type | ETF |
| Provider | Xtrackers |
| Tracks | MSCI EMU |
| Income | Distributing |
| Ongoing charge | 0.14% a year (£14 per £10,000) |
| Fund size | £1.2bn |
| Launched | 2012 |
| Domicile | Luxembourg |

## Past returns (periods to 01/10/2026)

After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after ONS CPIH inflation.

| Window | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 1 year | +14.59% | +10.99% | income reinvested |
| 3 years | +63.11% | +47.19% | income reinvested |
| 5 years | +65.66% | +29.50% | income reinvested |

Returns: TradingView (delayed data). Inflation: ONS CPIH, latest month published.

## Calendar-year returns

Calendar-year returns of Xtrackers MSCI EMU UCITS ETF Distribution 1D in pounds (price only, income paid out not included): 2022 −10.7%, 2023 +13.1%, 2024 +1.5%, 2025 +26.8%; 2026 to 01/10/2026 +5.4%. Returns of Xtrackers MSCI EMU UCITS ETF Distribution 1D in pounds (price only, income paid out not included) over the 12 months to 30/09/2026: +12.8%; to 30/09/2025: +16.1%; to 30/09/2024: +14.0%; to 30/09/2023: +19.9%; to 30/09/2022: −21.1%.

| Year | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 2022 | -10.7% | -18.3% | Price |
| 2023 | +13.1% | +8.6% | Price |
| 2024 | +1.5% | -1.9% | Price |
| 2025 | +26.8% | +22.4% | Price |
| 2026 to 01/10/2026 | +5.4% | +2.5% | Price |

## Risk metrics

| Window | Volatility | Max drawdown |
|---|---|---|
| 1 year | 15.19% | -10.99% |
| 3 years | 13.87% | -10.99% |
| 5 years | 15.87% | -24.30% |

## Largest fall

Volatility of Xtrackers MSCI EMU UCITS ETF Distribution 1D in pounds, annualised from weekly returns to 01/10/2026: 15.2% over 1 year, 13.9% over 3 years, 15.9% over 5 years. Largest fall in the price of Xtrackers MSCI EMU UCITS ETF Distribution 1D since October 2021, in pounds: −24.3% from 05/11/2021 to 30/09/2022. The lowest 12-month return of Xtrackers MSCI EMU UCITS ETF Distribution 1D in pounds (price only, income paid out not included) since January 2021 was −20.0% (12 months to 14/10/2022); the highest was +28.5% (12 months to 02/01/2026). On 01/10/2026 the price of Xtrackers MSCI EMU UCITS ETF Distribution 1D was 7.4% below its highest weekly close since October 2021 (14/08/2026), in pounds.

## Charges compared with similar funds

Ongoing charge of Xtrackers MSCI EMU UCITS ETF Distribution 1D 0.14% a year, as of 02/10/2026: 167 of the 225 other European share funds charge more, 8 the same and 50 less (share classes counted once).

## Funds tracking the same index

8 funds track MSCI EMU, this one included and share classes counted once; their ongoing charges range from 0.12% to 0.19% a year (01/10/2026).

| Fund | Ongoing charge | 1 year | 3 years | 5 years |
|---|---|---|---|---|
| BNP Paribas Easy SICAV - MSCI EMU Capitalisation -UCITS ETF- | — | — | — | — |
| iShares Core MSCI EMU UCITS ETF | 0.12% | +14.5% | +63.0% | +65.8% |
| iShares Core MSCI EMU UCITS ETF | 0.12% | +19.0% | +73.5% | +79.4% |
| Multi Units LU - Amundi MSCI EMU | 0.12% | +14.5% | +62.9% | +65.4% |
| UBS (Lux) Fund Solutions SICAV - MSCI EMU UCITS ETF | 0.12% | +14.7% | +63.4% | +66.8% |
| UBS Core MSCI EMU UCITS ETF-EUR dis- Distribution | 0.12% | +14.5% | +63.0% | +65.4% |
| Xtrackers MSCI EMU UCITS ETF Capitalisation 1CUSD hedged | 0.19% | +21.4% | +62.5% | +91.6% |
| Xtrackers MSCI EMU UCITS ETF Distribution 1D (this fund) | 0.14% | +14.6% | +63.1% | +65.7% |

Returns are the data vendor’s, in pounds, income reinvested unless marked "(price)".

## Charges & eligibility

- Ongoing charges figure (OCF): **0.14%** per year
- ISA eligible: yes
- SIPP eligible: yes

## What it holds

As of 01/10/2026, XD5E holds 221 positions, according to the holdings Xtrackers publishes. The largest is ASML at 9.38% of the fund; the ten largest make up 31.0%.

### Top holdings

Largest positions (as of 01/10/2026), as a percentage of the whole fund:

| # | Holding | Ticker | Weight |
|---|---|---|---|
| 1 | ASML | [ASML](https://fundology.uk/stock/ASML) | 9.38% |
| 2 | Siemens N | — | 3.08% |
| 3 | SAP | [SAP](https://fundology.uk/stock/SAP) | 2.84% |
| 4 | Banco Santander | [SAN](https://fundology.uk/stock/SAN) | 2.70% |
| 5 | Schneider Electric | [SU](https://fundology.uk/stock/SU) | 2.46% |
| 6 | Allianz | [ALV](https://fundology.uk/stock/ALV) | 2.43% |
| 7 | TotalEnergies | [TTE](https://fundology.uk/stock/TTE) | 2.29% |
| 8 | Banco Bilbao Vizcaya Argentaria | [BBVA](https://fundology.uk/stock/BBVA) | 2.12% |
| 9 | Iberdrola | [IBE](https://fundology.uk/stock/IBE) | 1.92% |
| 10 | Safran | [SAF](https://fundology.uk/stock/SAF) | 1.75% |

Source: Xtrackers, holdings as published, as of 01/10/2026.

## Where it invests

Shares of the whole fund. Bonds, cash and positions the source does not classify are shown as they come, not guessed.

### By sector

Added up from the holdings Xtrackers publishes, as of 01/10/2026.

| Sector | Weight |
|---|---|
| Financials | 27.0% |
| Industrials | 19.7% |
| Information Technology | 16.6% |
| Consumer Discretionary | 7.5% |
| Utilities | 6.0% |
| Health Care | 5.7% |
| Consumer Staples | 4.2% |
| Energy | 4.1% |
| Other sectors | 9.3% |

### By country

Added up from the holdings Xtrackers publishes, as of 01/10/2026.

| Country | Weight |
|---|---|
| France | 26.0% |
| Germany | 24.9% |
| Netherlands | 17.8% |
| Spain | 11.2% |
| Italy | 9.2% |
| Finland | 3.4% |
| Belgium | 2.4% |
| Ireland | 1.6% |
| Other countries | 3.6% |

All 221 holdings: https://fundology.uk/fund/xd5e/holdings

## Questions people ask

**What is the ongoing charge of XD5E?**

The ongoing charge of XD5E is 0.14% a year — about £14 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of Xtrackers MSCI EMU UCITS ETF Distribution 1D 0.14% a year, as of 02/10/2026: 167 of the 225 other European share funds charge more, 8 the same and 50 less (share classes counted once).

**What does XD5E track?**

XD5E tracks the MSCI EMU.

**Is XD5E accumulating or distributing?**

XD5E is distributing: income is paid out to holders as cash, usually a few times a year. It pays out semi-annual.

**What is the ISIN of XD5E?**

The ISIN of XD5E is LU0846194776. An ISIN identifies one exact share class of a fund; XD5E is its ticker on the London Stock Exchange.

**What does XD5E hold?**

As of 01/10/2026, XD5E holds 221 positions, according to the holdings Xtrackers publishes. The largest is ASML at 9.38% of the fund; the ten largest make up 31.0%. Its ten largest holdings are ASML (9.38%), Siemens N (3.08%), SAP (2.84%), Banco Santander (2.70%), Schneider Electric (2.46%), Allianz (2.43%), TotalEnergies (2.29%), Banco Bilbao Vizcaya Argentaria (2.12%), Iberdrola (1.92%) and Safran (1.75%).

**What were XD5E’s returns in each of the last five years?**

Calendar-year returns of XD5E in pounds (price only, income paid out not included): 2022 −10.7%, 2023 +13.1%, 2024 +1.5%, 2025 +26.8%; 2026 to 01/10/2026 +5.4%. Past performance is not a guide to future returns.

**How has XD5E done after inflation?**

Over the five years to 01/10/2026 XD5E’s total return was +65.7%, or +29.5% after UK CPIH inflation. Past performance is not a guide to future returns.

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Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.