# Xtrackers S&P 500 UCITS ETF -4D- USD (X5SP)

**Page:** https://fundology.uk/fund/x5sp · ISIN IE000UP2BIZ9

## At a glance

> Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.

As of 13/11/2026, X5SP (Xtrackers S&P 500 UCITS ETF -4D- USD, ISIN IE000UP2BIZ9) closed at $10.77 on the London Stock Exchange. Its ongoing charge is 0.19% a year (about £19 on £10,000). Over the year to 13/11/2026 its total return was +8.7%, or +4.8% after UK CPIH inflation.

## Summary

Xtrackers S&P 500 UCITS ETF -4D- USD is an exchange-traded fund (ETF) from Xtrackers, launched in 2025. It tracks the S&P 500 — about 500 of the largest companies listed in the US. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.19% a year — about £19 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is paid out to holders as cash, usually a few times a year.

Latest close: **$10.77** (13/11/2026).

## Key facts

| Fact | Value |
|---|---|
| Ticker (LSE) | X5SP |
| ISIN | IE000UP2BIZ9 |
| Category | US shares |
| Type | ETF |
| Provider | Xtrackers |
| Tracks | S&P 500 |
| Income | Distributing |
| Ongoing charge | 0.19% a year (£19 per £10,000) |
| Fund size | £1.8m |
| Launched | 2025 |
| Domicile | Ireland |

## Past returns (periods to 13/11/2026)

After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after UK CPIH inflation.

| Window | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 1 year | +8.66% | +4.81% | income reinvested |

Returns: as reported (delayed data). Inflation: UK CPIH, latest month published.

## Calendar-year returns

Calendar-year returns of Xtrackers S&P 500 UCITS ETF -4D- USD in pounds (price only, income paid out not included): 2026 to 13/11/2026 +11.8%.

| Year | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 2026 to 13/11/2026 | +11.8% | +8.2% | Price |

## Risk metrics

| Window | Volatility | Max drawdown |
|---|---|---|
| 1 year | 10.84% | -7.05% |

## Largest fall

Volatility of Xtrackers S&P 500 UCITS ETF -4D- USD in pounds, annualised from weekly returns to 13/11/2026: 10.8% over 1 year. Largest fall in the price of Xtrackers S&P 500 UCITS ETF -4D- USD since October 2025, in pounds: −7.4% from 31/10/2025 to 27/03/2026. On 13/11/2026 the price of Xtrackers S&P 500 UCITS ETF -4D- USD was 3.4% below its highest weekly close since October 2025 (09/10/2026), in pounds.

## Charges compared with similar funds

Ongoing charge of Xtrackers S&P 500 UCITS ETF -4D- USD 0.19% a year. Compared on 14/11/2026, 130 of the 254 other US share funds charge more, 3 the same and 121 less (share classes counted once).

## Funds tracking the same index

48 funds track S&P 500, this one included and share classes counted once; their ongoing charges range from 0.03% to 0.45% a year (13/11/2026).

| Fund | Ongoing charge | 1 year | 3 years | 5 years |
|---|---|---|---|---|
| Amundi Core S&P 500 UCITS ETF Accum Shs USD | 0.04% | +13.0% | — | — |
| Amundi Index Solutions - S&P 500 UCITS ETF | 0.15% | +11.0% | +64.7% | +75.5% |
| Amundi Index Solutions - S&P 500 UCITS ETF Dist | 0.15% | +11.4% | +61.3% | — |
| BNP PARIBAS EASY - S&P 500 II | 0.08% | +13.9% | — | — |
| BNP Paribas Easy S&P 500 UCITS ETF Act. EUR HDG | 0.14% | +3.8% | +59.2% | +49.7% |
| BNP Paribas Easy S&P 500 UCITS ETF Class C USD | 0.14% | +11.6% | +63.8% | +74.9% |
| BNP Paribas Easy S&P 500 UCITS ETF Class H USD | 0.14% | +11.6% | +63.8% | +74.9% |
| BNP Paribas Easy SICAV - S&P 500 II -UCITS ETF- Distribution | 0.08% | +11.7% | — | — |
| Global X ETFs ICAV-Global X S&P 500Covered Call UCITS ETF USD | 0.45% | +13.0% | +13.4% | — |
| HSBC ETFs PLC - HSBC S&P 500 UCITS ETF Accum USD | 0.09% | +11.2% | — | — |
| HSBC S&P 500 UCITS ETF USD | 0.09% | +11.2% | +64.7% | +75.1% |
| Invesco S&P 500 UCITS ETF | 0.05% | +11.4% | +65.5% | +76.9% |
| Invesco S&P 500 UCITS ETF Dist | 0.05% | +12.0% | +65.6% | +78.0% |
| Invesco S&P 500 UCITS ETF EUR Hedged Acc | 0.05% | +4.1% | +60.4% | +50.8% |
| Invesco S&P 500 UCITS ETF Hedged GBP | 0.05% | +11.9% | +76.9% | — |
| iShares Core S&P 500 UCITS ETF | 0.07% | +11.3% | +64.8% | +75.4% |
| iShares Core S&P 500 UCITS ETF GBP Hedged Dist | 0.10% | +11.8% | +75.7% | +65.0% |
| iShares Core S&P 500 UCITS ETF MXN Hedged (Acc) | 0.12% | +12.3% | +75.7% | +143.1% |
| iShares Core S&P 500 UCITS ETF USD (Dist) | 0.07% | +11.3% | +64.8% | +75.3% |
| iShares S&P 500 CHF Hedged UCITS ETF (Acc) | 0.20% | +1.3% | +55.0% | +55.9% |
| iShares S&P 500 EUR Hedged UCITS ETF (Acc) | 0.20% | +4.1% | +60.5% | +50.4% |
| iShares S&P 500 GBP Hedged UCITS ETF (Acc) | 0.20% | +11.5% | +75.3% | +64.3% |
| iShares S&P 500 Swap UCITS ETF AccumUSD | 0.05% | +11.4% | +65.6% | — |
| iShares S&P 500 Swap UCITS ETF GBP Hedged (Dist) | 0.05% | +11.9% | — | — |
| iShares S&P 500 Swap UCITS ETF USD | 0.05% | +11.4% | — | — |
| Multi Units Luxembourg SICAV - Amundi Core S&P 500 Swap C-EUR | 0.05% | — | — | — |
| Multi Units Luxembourg SICAV - Amundi Core S&P 500 Swap D USD | 0.05% | +11.4% | +65.5% | +76.7% |
| Multi Units Luxembourg SICAV - Amundi Core S&P 500 Swap Daily Hedged D EUR | 0.07% | +4.2% | +61.1% | +51.7% |
| Multi Units Luxembourg SICAV - Amundi Core S&P 500 Swap Daily Hedged to CHF D | 0.07% | +1.5% | +56.2% | +58.0% |
| Multi Units Luxembourg SICAV - Amundi Core S&P 500 Swap Daily Hedged to GBP D | 0.05% | +12.0% | +77.1% | +67.3% |
| State Street SPDR S&P 500 UCITS ETF Accum shs - USD | 0.03% | +11.0% | — | — |
| State Street SPDR S&P 500 UCITS ETF USD | 0.03% | +11.0% | +64.5% | +74.8% |
| UBS (Irl) Fund Solutions PLC- UBS S&P 500 SF UCITS ETF Accum Shs USD | 0.19% | +8.7% | +59.9% | +68.0% |
| UBS Core S&P 500 UCITS ETF -A- Hedged GBP | 0.06% | +12.0% | +77.5% | +66.4% |
| UBS Core S&P 500 UCITS ETF Accum -A- Hedged CHF | 0.06% | +1.3% | +55.4% | +56.1% |
| UBS Core S&P 500 UCITS ETF Accum -A- Hedged EUR | 0.06% | +4.2% | +61.0% | +50.8% |
| UBS Core S&P 500 UCITS ETF AccumUSD | — | +13.9% | — | — |
| UBS Core S&P 500 UCITS ETF Class -A- USD | 0.03% | +11.3% | +64.8% | +75.2% |
| Vanguard S&P 500 UCITS ETF | 0.07% | +11.3% | +64.7% | +75.3% |
| Vanguard S&P 500 UCITS ETF Acc | 0.07% | +11.3% | +64.7% | +75.3% |
| Xtrackers S&P 500 Swap II UCITS ETF -1D- USD | 0.04% | +13.7% | — | — |
| Xtrackers S&P 500 Swap UCITS ETF | 0.20% | +11.7% | +75.8% | — |
| Xtrackers S&P 500 SWAP UCITS ETF Capitalisation 1C | 0.15% | +11.3% | +65.1% | +76.2% |
| Xtrackers S&P 500 Swap UCITS ETF Dist | 0.07% | +11.4% | — | — |
| Xtrackers S&P 500 UCITS ETF | — | +11.3% | — | — |
| Xtrackers S&P 500 UCITS ETF -4D- USD (this fund) | 0.19% | +8.7% | — | — |
| Xtrackers S&P 500 UCITS ETF Accum Shs -2C- Hedged GBP | 0.15% | +11.8% | +75.8% | +64.6% |
| Xtrackers S&P 500 UCITS ETF EUR Hedged | 0.15% | +4.1% | +60.1% | +49.5% |

Returns are as reported, in pounds, income reinvested unless marked "(price)".

## Charges & eligibility

- Ongoing charges figure (OCF): **0.19%** per year
- Stocks and shares ISA eligible: usually (check with your platform)
- SIPP eligible: usually (check with your provider)
- ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify.

## What it holds

As of 15/11/2026, X5SP holds 509 positions, according to its published holdings. The largest is Apple at 7.89% of the fund; the ten largest make up 36.9%.

### Top holdings

Largest positions (as of 15/11/2026), as a percentage of the whole fund:

| # | Holding | Ticker | Weight |
|---|---|---|---|
| 1 | Apple | [AAPL](https://fundology.uk/stock/AAPL) | 7.89% |
| 2 | NVIDIA | [NVDA](https://fundology.uk/stock/NVDA) | 6.13% |
| 3 | Microsoft | [MSFT](https://fundology.uk/stock/MSFT) | 5.92% |
| 4 | Amazon | [AMZN](https://fundology.uk/stock/AMZN) | 4.00% |
| 5 | Alphabet · Class A | [GOOGL](https://fundology.uk/stock/GOOGL) | 2.67% |
| 6 | Broadcom | [AVGO](https://fundology.uk/stock/AVGO) | 2.64% |
| 7 | Alphabet · Class C | [GOOG](https://fundology.uk/stock/GOOG) | 2.14% |
| 8 | Meta Platforms · Class A | [META](https://fundology.uk/stock/META) | 2.10% |
| 9 | Eli Lilly | [LLY](https://fundology.uk/stock/LLY) | 1.74% |
| 10 | Tesla | [TSLA](https://fundology.uk/stock/TSLA) | 1.71% |

## Where it invests

Shares of the whole fund. Bonds, cash and positions without a classification are shown as they come, not guessed.

### By sector

Added up from the fund’s published holdings, as of 08/11/2026.

| Sector | Weight |
|---|---|
| Information Technology | 35.4% |
| Financials | 12.7% |
| Health Care | 10.5% |
| Consumer Discretionary | 9.5% |
| Communication Services | 8.8% |
| Industrials | 8.1% |
| Consumer Staples | 5.2% |
| Energy | 3.5% |
| Other sectors | 5.9% |
| Not classified | 0.3% |

### By country

Added up from the fund’s published holdings, as of 08/11/2026.

| Country | Weight |
|---|---|
| United States | 99.1% |
| Ireland | 0.8% |
| Netherlands | 0.1% |

### By type of asset

Added up from the fund’s published holdings, as of 08/11/2026.

| Type of asset | Weight |
|---|---|
| Equity | 99.9% |
| Cash and money market | 0.1% |

The 506 holdings on record (of 509 reported): https://fundology.uk/fund/x5sp/holdings

## Questions people ask

**What is the ongoing charge of X5SP?**

The ongoing charge of X5SP is 0.19% a year — about £19 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of Xtrackers S&P 500 UCITS ETF -4D- USD 0.19% a year. Compared on 14/11/2026, 130 of the 254 other US share funds charge more, 3 the same and 121 less (share classes counted once).

**What does X5SP track?**

X5SP tracks the S&P 500 — about 500 of the largest companies listed in the US.

**Is X5SP accumulating or distributing?**

X5SP is distributing: income is paid out to holders as cash, usually a few times a year. It pays out semi-annual.

**What is the ISIN of X5SP?**

The ISIN of X5SP is IE000UP2BIZ9. An ISIN identifies one exact share class of a fund; X5SP is its ticker on the London Stock Exchange.

**What does X5SP hold?**

As of 15/11/2026, X5SP holds 509 positions, according to its published holdings. The largest is Apple at 7.89% of the fund; the ten largest make up 36.9%. Its ten largest holdings are Apple (7.89%), NVIDIA (6.13%), Microsoft (5.92%), Amazon (4.00%), Alphabet · Class A (2.67%), Broadcom (2.64%), Alphabet · Class C (2.14%), Meta Platforms · Class A (2.10%), Eli Lilly (1.74%) and Tesla (1.71%).

**What were X5SP’s returns in each of the last five years?**

Calendar-year returns of X5SP in pounds (price only, income paid out not included): 2026 to 13/11/2026 +11.8%. Past performance is not a guide to future returns.

**How has X5SP done after inflation?**

Over the year to 13/11/2026 X5SP’s total return was +8.7%, or +4.8% after UK CPIH inflation. Past performance is not a guide to future returns.

## Fund documents

- [Fund page at Xtrackers (DWS)](https://etf.dws.com/en-gb/IE000UP2BIZ9-s-p-500-ucits-etf-4d/)
- Links checked 12/10/2026.

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Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.