# Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR (V3RE) **Page:** https://fundology.uk/fund/v3re · ISIN IE000QADMYA3 ## At a glance > Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise. As of 13/11/2026, V3RE (Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR, ISIN IE000QADMYA3) closed at £4.81 on the London Stock Exchange. Its ongoing charge is 0.09% a year (about £9 on £10,000). Over the three years to 13/11/2026 its total return was +3.6%, or −6.4% after UK CPIH inflation. ## Summary Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR is an exchange-traded fund (ETF) from Vanguard, launched in 2022. It tracks the Bloomberg MSCI EUR Corporate Liquid Bond Screened Index - EUR - Benchmark TR Net. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.09% a year — about £9 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you. Latest close: **£4.81** (13/11/2026). ## Key facts | Fact | Value | |---|---| | Ticker (LSE) | V3RE | | ISIN | IE000QADMYA3 | | Category | Corporate & other bonds | | Type | ETF | | Provider | Vanguard | | Tracks | Bloomberg MSCI EUR Corporate Liquid Bond Screened Index - EUR - Benchmark TR Net | | Income | Accumulating | | Ongoing charge | 0.09% a year (£9 per £10,000) | | Fund size | £85.6m | | Launched | 2022 | | Domicile | Ireland | | UK reporting fund status | Yes — on HMRC’s list of reporting funds (list of 02/11/2026); reporting fund since 15/11/2022 | ## Past returns (periods to 13/11/2026) After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after UK CPIH inflation. | Window | Return | After CPIH inflation | Measured as | |---|---|---|---| | 1 year | -5.62% | -8.96% | income reinvested | | 3 years | +3.61% | -6.39% | income reinvested | Returns: as reported (delayed data). Inflation: UK CPIH, latest month published. ## Calendar-year returns Calendar-year returns of Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR in pounds (price, with income reinvested in the fund): 2023 +5.4%, 2024 −0.8%, 2025 +8.2%; 2026 to 13/11/2026 −4.4%. Returns of Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR in pounds (price, with income reinvested in the fund) over the 12 months to 30/09/2026: −3.2%; to 30/09/2025: +8.5%; to 30/09/2024: +5.2%. | Year | Return | After CPIH inflation | Measured as | |---|---|---|---| | 2023 | +5.4% | +1.2% | Price | | 2024 | -0.8% | -4.2% | Price | | 2025 | +8.2% | +4.5% | Price | | 2026 to 13/11/2026 | -4.4% | -7.4% | Price | ## Risk metrics | Window | Volatility | Max drawdown | |---|---|---| | 1 year | 4.56% | -6.81% | | 3 years | 4.55% | -6.81% | ## Largest fall Volatility of Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR in pounds, annualised from weekly returns to 13/11/2026: 4.6% over 1 year, 4.5% over 3 years. Largest fall in the price of Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR since November 2022, in pounds: −6.8% from 27/02/2026 to 23/10/2026. The lowest 12-month return of Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR in pounds (price, with income reinvested in the fund) since November 2022 was −6.1% (12 months to 30/10/2026); the highest was +9.7% (12 months to 07/11/2025). On 13/11/2026 the price of Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR was 6.4% below its highest weekly close since November 2022 (27/02/2026), in pounds. ## Charges compared with similar funds Ongoing charge of Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR 0.09% a year. Compared on 14/11/2026, 410 of the 427 other corporate and other bond funds charge more, 9 the same and 8 less (share classes counted once). ## Funds tracking the same index 2 funds track Bloomberg MSCI EUR Corporate Liquid Bond Screened Index - EUR - Benchmark TR Net, this one included and share classes counted once; their ongoing charges range from 0.09% to 0.12% a year (13/11/2026). | Fund | Ongoing charge | 1 year | 3 years | 5 years | |---|---|---|---|---| | Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR (this fund) | 0.09% | -5.6% | +3.6% | — | | Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- Hedged GBP | 0.12% | +2.6% | +10.8% | — | Returns are as reported, in pounds, income reinvested unless marked "(price)". ## Charges & eligibility - Ongoing charges figure (OCF): **0.09%** per year (as of 14/11/2026) - Stocks and shares ISA eligible: usually (check with your platform) - SIPP eligible: usually (check with your provider) - ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify. ## What it holds As of 31/10/2026, V3RE holds 1,090 positions, according to its published holdings. The largest is Cash and cash equivalents at 0.51% of the fund; the ten largest make up 2.9%. ### Top holdings Largest positions (as of 31/10/2026), as a percentage of the whole fund: | # | Holding | Ticker | Weight | |---|---|---|---| | 1 | Cash and cash equivalents | — | 0.51% | | 2 | Credit Agricole SA/London 1.75% 05/03/2029 | — | 0.32% | | 3 | Mercedes-Benz Group AG 1.375% 11/05/2028 | — | 0.29% | | 4 | Banco Santander SA 4.875% 18/10/2031 | — | 0.26% | | 5 | Banco Santander SA 5.75% 23/08/2033 | — | 0.26% | | 6 | Danske Bank A/S 4.75% 21/06/2030 | — | 0.26% | | 7 | Morgan Stanley 5.148% 25/01/2034 | — | 0.26% | | 8 | Societe Generale SA 4.75% 28/09/2029 | — | 0.26% | | 9 | BNP Paribas SA 3.875% 23/02/2029 | — | 0.25% | | 10 | Credit Agricole SA 4.125% 07/03/2030 | — | 0.25% | ## Where it invests Shares of the whole fund. Bonds, cash and positions without a classification are shown as they come, not guessed. ### By sector Added up from the fund’s published holdings, as of 30/09/2026. | Sector | Weight | |---|---| | Financials | 35.6% | | Communication Services | 5.9% | | Consumer Discretionary | 4.1% | | Real Estate | 4.0% | | Industrials | 3.8% | | Health Care | 3.8% | | Consumer Staples | 2.7% | | Information Technology | 2.4% | | Other sectors | 2.4% | | Not classified | 35.2% | ### By country Added up from the fund’s published holdings, as of 30/09/2026. | Country | Weight | |---|---| | United States | 19.4% | | France | 18.3% | | Netherlands | 13.2% | | Germany | 9.0% | | United Kingdom | 6.7% | | Spain | 5.8% | | Luxembourg | 3.4% | | Italy | 3.0% | | Other countries | 19.4% | | Not classified | 1.9% | ### By type of asset Added up from the fund’s published holdings, as of 30/09/2026. | Type of asset | Weight | |---|---| | Bonds | 98.2% | | Cash and money market | 1.9% | The 1,081 holdings on record (of 1,090 reported): https://fundology.uk/fund/v3re/holdings ## Questions people ask **What is the ongoing charge of V3RE?** The ongoing charge of V3RE is 0.09% a year — about £9 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of Vanguard ESG EUR Corporate Bond UCITS ETF Accum Shs- EUR 0.09% a year. Compared on 14/11/2026, 410 of the 427 other corporate and other bond funds charge more, 9 the same and 8 less (share classes counted once). **What does V3RE track?** V3RE tracks the Bloomberg MSCI EUR Corporate Liquid Bond Screened Index - EUR - Benchmark TR Net. **Is V3RE accumulating or distributing?** V3RE is accumulating: income is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you. **What is the ISIN of V3RE?** The ISIN of V3RE is IE000QADMYA3. An ISIN identifies one exact share class of a fund; V3RE is its ticker on the London Stock Exchange. **What does V3RE hold?** As of 31/10/2026, V3RE holds 1,090 positions, according to its published holdings. The largest is Cash and cash equivalents at 0.51% of the fund; the ten largest make up 2.9%. Its ten largest holdings are Cash and cash equivalents (0.51%), Credit Agricole SA/London 1.75% 05/03/2029 (0.32%), Mercedes-Benz Group AG 1.375% 11/05/2028 (0.29%), Banco Santander SA 4.875% 18/10/2031 (0.26%), Banco Santander SA 5.75% 23/08/2033 (0.26%), Danske Bank A/S 4.75% 21/06/2030 (0.26%), Morgan Stanley 5.148% 25/01/2034 (0.26%), Societe Generale SA 4.75% 28/09/2029 (0.26%), BNP Paribas SA 3.875% 23/02/2029 (0.25%) and Credit Agricole SA 4.125% 07/03/2030 (0.25%). **What were V3RE’s returns in each of the last five years?** Calendar-year returns of V3RE in pounds (price, with income reinvested in the fund): 2023 +5.4%, 2024 −0.8%, 2025 +8.2%; 2026 to 13/11/2026 −4.4%. Past performance is not a guide to future returns. **How has V3RE done after inflation?** Over the three years to 13/11/2026 V3RE’s total return was +3.6%, or −6.4% after UK CPIH inflation. Past performance is not a guide to future returns. ## Fund documents - [Fund page at Vanguard](https://www.vanguard.co.uk/professional/product/etf/bond/E043/esg-eur-corporate-bond-ucits-etf-eur-accumulating) - [Key investor information document (KIID)](https://fund-docs.vanguard.com/ie000qadmya3-en.pdf) - [Factsheet](https://fund-docs.vanguard.com/ESG_EUR_Corporate_Bond_UCITS_ETF_EUR_Accumulating_E043_EU_INT_UK_EN.pdf) - Links checked 12/10/2026. --- We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments. Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.