# UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A (UC95) **Page:** https://fundology.uk/fund/uc95 · ISIN IE00BX7RQY03 ## At a glance > Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise. As of 13/11/2026, UC95 (UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A, ISIN IE00BX7RQY03) closed at £28.33 on the London Stock Exchange. Its ongoing charge is 0.18% a year (about £18 on £10,000). Over the five years to 13/11/2026 its total return was +41.1%, or +10.1% after UK CPIH inflation. ## Summary UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A is an exchange-traded fund (ETF) from UBS, launched in 2015. It tracks the MSCI USA Select Dynamic 50% Risk Weighted Index. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.18% a year — about £18 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is paid out to holders as cash, usually a few times a year. Latest close: **£28.33** (13/11/2026). ## Key facts | Fact | Value | |---|---| | Ticker (LSE) | UC95 | | ISIN | IE00BX7RQY03 | | Also listed as | UBUR (Xetra, euros) | | Category | US shares | | Type | ETF | | Provider | UBS | | Tracks | MSCI USA Select Dynamic 50% Risk Weighted Index | | Income | Distributing | | Ongoing charge | 0.18% a year (£18 per £10,000) | | Fund size | £50.8m | | Launched | 2015 | | Domicile | Ireland | | UK reporting fund status | Yes — on HMRC’s list of reporting funds (list of 02/11/2026); reporting fund since 26/08/2015 | ## Past returns (periods to 13/11/2026) After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after UK CPIH inflation. | Window | Return | After CPIH inflation | Measured as | |---|---|---|---| | 1 year | +11.29% | +7.34% | income reinvested | | 3 years | +34.47% | +21.49% | income reinvested | | 5 years | +41.07% | +10.11% | income reinvested | Returns: as reported (delayed data). Inflation: UK CPIH, latest month published. ## Calendar-year returns Calendar-year returns of UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A in pounds (price only, income paid out not included): 2022 +2.8%, 2023 −1.1%, 2024 +14.6%, 2025 −4.9%; 2026 to 13/11/2026 +13.5%. Returns of UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A in pounds (price only, income paid out not included) over the 12 months to 30/09/2026: −1.8%; to 30/09/2025: +1.6%; to 30/09/2024: +13.5%; to 30/09/2023: −3.5%; to 30/09/2022: +13.3%. | Year | Return | After CPIH inflation | Measured as | |---|---|---|---| | 2022 | +2.8% | -5.9% | Price | | 2023 | -1.1% | -5.1% | Price | | 2024 | +14.6% | +10.7% | Price | | 2025 | -4.9% | -8.1% | Price | | 2026 to 13/11/2026 | +13.5% | +9.9% | Price | ## Risk metrics | Window | Volatility | Max drawdown | |---|---|---| | 1 year | 12.37% | -9.36% | | 3 years | 10.80% | -9.68% | | 5 years | 11.63% | -12.34% | ## Largest fall Volatility of UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A in pounds, annualised from weekly returns to 13/11/2026: 12.4% over 1 year, 10.8% over 3 years, 11.6% over 5 years. Largest fall in the price of UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A since November 2021, in pounds: −12.3% from 19/08/2022 to 27/10/2023. The lowest 12-month return of UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A in pounds (price only, income paid out not included) since January 2021 was −11.0% (12 months to 18/08/2023); the highest was +23.3% (12 months to 22/11/2024). On 13/11/2026 the price of UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A was at its highest weekly close since November 2021, in pounds. ## Charges compared with similar funds Ongoing charge of UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A 0.18% a year. Compared on 14/11/2026, 134 of the 254 other US share funds charge more, 4 the same and 116 less (share classes counted once). ## Charges & eligibility - Ongoing charges figure (OCF): **0.18%** per year (as of 13/11/2026) - Stocks and shares ISA eligible: usually (check with your platform) - SIPP eligible: usually (check with your provider) - ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify. ## Questions people ask **What is the ongoing charge of UC95?** The ongoing charge of UC95 is 0.18% a year — about £18 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of UBS Factor MSCI USA Low Volatility UCITS ETF Shs dis USD Class A 0.18% a year. Compared on 14/11/2026, 134 of the 254 other US share funds charge more, 4 the same and 116 less (share classes counted once). **What does UC95 track?** UC95 tracks the MSCI USA Select Dynamic 50% Risk Weighted Index. **Is UC95 accumulating or distributing?** UC95 is distributing: income is paid out to holders as cash, usually a few times a year. It pays out semi-annual. **What is the ISIN of UC95?** The ISIN of UC95 is IE00BX7RQY03. An ISIN identifies one exact share class of a fund; UC95 is its ticker on the London Stock Exchange. The same share class is also listed as UBUR (Xetra, euros). **What were UC95’s returns in each of the last five years?** Calendar-year returns of UC95 in pounds (price only, income paid out not included): 2022 +2.8%, 2023 −1.1%, 2024 +14.6%, 2025 −4.9%; 2026 to 13/11/2026 +13.5%. Past performance is not a guide to future returns. **How has UC95 done after inflation?** Over the five years to 13/11/2026 UC95’s total return was +41.1%, or +10.1% after UK CPIH inflation. Past performance is not a guide to future returns. --- We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments. Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.