# UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution (UB45) **Page:** https://fundology.uk/fund/ub45 · ISIN LU0629460832 ## At a glance > Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise. As of 13/11/2026, UB45 (UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution, ISIN LU0629460832) closed at £74.19 on the London Stock Exchange. Its ongoing charge is 0.28% a year (about £28 on £10,000). Over the five years to 13/11/2026 its total return was +27.1%, or −0.8% after UK CPIH inflation. ## Summary UBS (Lux) Fund Solutions SICAV - UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution is an exchange-traded fund (ETF) from UBS, launched in 2011. It tracks the MSCI Pacific SRI Low Carbon Select 5% Issuer Capped Index - Benchmark TR Net. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.28% a year — about £28 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is paid out to holders as cash, usually a few times a year. Latest close: **£74.19** (13/11/2026). ## Key facts | Fact | Value | |---|---| | Ticker (LSE) | UB45 | | ISIN | LU0629460832 | | Also listed as | UIMT (Xetra, euros) | | Category | Sustainable & clean energy | | Type | ETF | | Provider | UBS | | Tracks | MSCI Pacific SRI Low Carbon Select 5% Issuer Capped Index - Benchmark TR Net | | Income | Distributing | | Ongoing charge | 0.28% a year (£28 per £10,000) | | Fund size | £541m | | Launched | 2011 | | Domicile | Luxembourg | | UK reporting fund status | Yes — on HMRC’s list of reporting funds (list of 02/11/2026); reporting fund since 19/08/2011 | ## Past returns (periods to 13/11/2026) After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after UK CPIH inflation. | Window | Return | After CPIH inflation | Measured as | |---|---|---|---| | 1 year | +13.07% | +9.07% | income reinvested | | 3 years | +43.06% | +29.25% | income reinvested | | 5 years | +27.06% | -0.82% | income reinvested | Returns: as reported (delayed data). Inflation: UK CPIH, latest month published. ## Calendar-year returns Calendar-year returns of UBS (Lux) Fund Solutions SICAV - UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution in pounds (price only, income paid out not included): 2022 −10.6%, 2023 +5.6%, 2024 +3.6%, 2025 +6.5%; 2026 to 13/11/2026 +13.9%. Returns of UBS (Lux) Fund Solutions SICAV - UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution in pounds (price only, income paid out not included) over the 12 months to 30/09/2026: +20.0%; to 30/09/2025: +4.3%; to 30/09/2024: +9.2%; to 30/09/2023: +3.7%; to 30/09/2022: −12.7%. | Year | Return | After CPIH inflation | Measured as | |---|---|---|---| | 2022 | -10.6% | -18.1% | Price | | 2023 | +5.6% | +1.4% | Price | | 2024 | +3.6% | +0.0% | Price | | 2025 | +6.5% | +2.9% | Price | | 2026 to 13/11/2026 | +13.9% | +10.2% | Price | ## Risk metrics | Window | Volatility | Max drawdown | |---|---|---| | 1 year | 16.69% | -10.11% | | 3 years | 15.18% | -13.21% | | 5 years | 14.85% | -18.46% | ## Largest fall Volatility of UBS (Lux) Fund Solutions SICAV - UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution in pounds, annualised from weekly returns to 13/11/2026: 16.7% over 1 year, 15.2% over 3 years, 14.8% over 5 years. Largest fall in the price of UBS (Lux) Fund Solutions SICAV - UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution since November 2021, in pounds: −17.7% from 19/11/2021 to 28/10/2022. The lowest 12-month return of UBS (Lux) Fund Solutions SICAV - UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution in pounds (price only, income paid out not included) since January 2021 was −15.4% (12 months to 28/10/2022); the highest was +23.3% (12 months to 09/10/2026). On 13/11/2026 the price of UBS (Lux) Fund Solutions SICAV - UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution was 4.1% below its highest weekly close since November 2021 (09/10/2026), in pounds. ## Charges compared with similar funds Ongoing charge of UBS (Lux) Fund Solutions SICAV - UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution 0.28% a year. Compared on 14/11/2026, 74 of the 177 other sustainable and clean-energy funds charge more, 7 the same and 96 less (share classes counted once). ## Charges & eligibility - Ongoing charges figure (OCF): **0.28%** per year (as of 13/11/2026) - Stocks and shares ISA eligible: usually (check with your platform) - SIPP eligible: usually (check with your provider) - ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify. ## Questions people ask **What is the ongoing charge of UB45?** The ongoing charge of UB45 is 0.28% a year — about £28 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of UBS (Lux) Fund Solutions SICAV - UBS MSCI Pacific Socially Responsible UCITS ETF USD dis- Distribution 0.28% a year. Compared on 14/11/2026, 74 of the 177 other sustainable and clean-energy funds charge more, 7 the same and 96 less (share classes counted once). **What does UB45 track?** UB45 tracks the MSCI Pacific SRI Low Carbon Select 5% Issuer Capped Index - Benchmark TR Net. **Is UB45 accumulating or distributing?** UB45 is distributing: income is paid out to holders as cash, usually a few times a year. It pays out semi-annual. **What is the ISIN of UB45?** The ISIN of UB45 is LU0629460832. An ISIN identifies one exact share class of a fund; UB45 is its ticker on the London Stock Exchange. The same share class is also listed as UIMT (Xetra, euros). **What were UB45’s returns in each of the last five years?** Calendar-year returns of UB45 in pounds (price only, income paid out not included): 2022 −10.6%, 2023 +5.6%, 2024 +3.6%, 2025 +6.5%; 2026 to 13/11/2026 +13.9%. Past performance is not a guide to future returns. **How has UB45 done after inflation?** Over the five years to 13/11/2026 UB45’s total return was +27.1%, or −0.8% after UK CPIH inflation. Past performance is not a guide to future returns. --- We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments. Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.