# iShares S&P 500 3% Capped UCITS ETF USD (SPC3) **Page:** https://fundology.uk/fund/spc3 · ISIN IE000AY6KP29 ## At a glance > Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise. As of 13/11/2026, SPC3 (iShares S&P 500 3% Capped UCITS ETF USD, ISIN IE000AY6KP29) closed at £5.36 on the London Stock Exchange. Its ongoing charge is 0.20% a year (about £20 on £10,000). Over the year to 13/11/2026 its total return was +15.1%, or +11.1% after UK CPIH inflation. ## Summary iShares S&P 500 3% Capped UCITS ETF USD is an exchange-traded fund (ETF) from iShares, launched in 2025. It tracks the S&P 500 3% Capped Index - Benchmark TR Gross — about 500 of the largest companies listed in the US. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.2% a year — about £20 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is paid out to holders as cash, usually a few times a year. Latest close: **£5.36** (13/11/2026). ## Key facts | Fact | Value | |---|---| | Ticker (LSE) | SPC3 | | ISIN | IE000AY6KP29 | | Category | US shares | | Type | ETF | | Provider | iShares | | Tracks | S&P 500 3% Capped Index - Benchmark TR Gross | | Income | Distributing | | Ongoing charge | 0.20% a year (£20 per £10,000) | | Fund size | £2.2m | | Launched | 2025 | | Domicile | Ireland | | UK reporting fund status | Yes — on HMRC’s list of reporting funds (list of 02/11/2026); reporting fund since 11/04/2025 | ## Past returns (periods to 13/11/2026) After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after UK CPIH inflation. | Window | Return | After CPIH inflation | Measured as | |---|---|---|---| | 1 year | +15.13% | +11.06% | income reinvested | Returns: as reported (delayed data). Inflation: UK CPIH, latest month published. ## Calendar-year returns Calendar-year returns of iShares S&P 500 3% Capped UCITS ETF USD in pounds (price only, income paid out not included): 2026 to 13/11/2026 +13.4%. Returns of iShares S&P 500 3% Capped UCITS ETF USD in pounds (price only, income paid out not included) over the 12 months to 30/09/2026: +15.3%. | Year | Return | After CPIH inflation | Measured as | |---|---|---|---| | 2026 to 13/11/2026 | +13.4% | +9.8% | Price | ## Risk metrics | Window | Volatility | Max drawdown | |---|---|---| | 1 year | 10.75% | -6.36% | ## Largest fall Volatility of iShares S&P 500 3% Capped UCITS ETF USD in pounds, annualised from weekly returns to 13/11/2026: 10.7% over 1 year. Largest fall in the price of iShares S&P 500 3% Capped UCITS ETF USD since May 2025, in pounds: −6.4% from 16/01/2026 to 27/03/2026. On 13/11/2026 the price of iShares S&P 500 3% Capped UCITS ETF USD was 1.7% below its highest weekly close since May 2025 (09/10/2026), in pounds. ## Charges compared with similar funds Ongoing charge of iShares S&P 500 3% Capped UCITS ETF USD 0.20% a year. Compared on 14/11/2026, 85 of the 254 other US share funds charge more, 44 the same and 125 less (share classes counted once). ## Charges & eligibility - Ongoing charges figure (OCF): **0.20%** per year (as of 13/11/2026) - Stocks and shares ISA eligible: usually (check with your platform) - SIPP eligible: usually (check with your provider) - ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify. ## What it holds As of 06/11/2026, SPC3 holds 504 positions, according to its published holdings. The largest is Apple at 3.36% of the fund; the ten largest make up 25.2%. ### Top holdings Largest positions (as of 06/11/2026), as a percentage of the whole fund: | # | Holding | Ticker | Weight | |---|---|---|---| | 1 | Apple | [AAPL](https://fundology.uk/stock/AAPL) | 3.36% | | 2 | Microsoft | [MSFT](https://fundology.uk/stock/MSFT) | 3.34% | | 3 | Amazon | [AMZN](https://fundology.uk/stock/AMZN) | 3.18% | | 4 | NVIDIA | [NVDA](https://fundology.uk/stock/NVDA) | 2.58% | | 5 | Meta Platforms · Class A | [META](https://fundology.uk/stock/META) | 2.57% | | 6 | Broadcom | [AVGO](https://fundology.uk/stock/AVGO) | 2.49% | | 7 | Eli Lilly | [LLY](https://fundology.uk/stock/LLY) | 2.07% | | 8 | Berkshire Hathaway · Class B | [BRK.B](https://fundology.uk/stock/BRK.B) | 2.03% | | 9 | Tesla | [TSLA](https://fundology.uk/stock/TSLA) | 1.92% | | 10 | JP Morgan Chase | [JPM](https://fundology.uk/stock/JPM) | 1.70% | ## Where it invests Shares of the whole fund. Bonds, cash and positions without a classification are shown as they come, not guessed. ### By sector As published for the fund, as of 06/11/2026. | Sector | Weight | |---|---| | Information Technology | 27.0% | | Financials | 15.3% | | Health Care | 12.7% | | Consumer Discretionary | 9.9% | | Industrials | 9.8% | | Communication Services | 7.6% | | Consumer Staples | 6.3% | | Energy | 4.3% | | Other sectors | 7.1% | ### By type of asset Added up from the fund’s published holdings, as of 06/11/2026. | Type of asset | Weight | |---|---| | Equity | 99.9% | | Cash and money market | 0.1% | All 504 holdings: https://fundology.uk/fund/spc3/holdings ## Questions people ask **What is the ongoing charge of SPC3?** The ongoing charge of SPC3 is 0.20% a year — about £20 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of iShares S&P 500 3% Capped UCITS ETF USD 0.20% a year. Compared on 14/11/2026, 85 of the 254 other US share funds charge more, 44 the same and 125 less (share classes counted once). **What does SPC3 track?** SPC3 tracks the S&P 500 3% Capped Index - Benchmark TR Gross — about 500 of the largest companies listed in the US. **Is SPC3 accumulating or distributing?** SPC3 is distributing: income is paid out to holders as cash, usually a few times a year. It pays out semi-annual. **What is the ISIN of SPC3?** The ISIN of SPC3 is IE000AY6KP29. An ISIN identifies one exact share class of a fund; SPC3 is its ticker on the London Stock Exchange. **What does SPC3 hold?** As of 06/11/2026, SPC3 holds 504 positions, according to its published holdings. The largest is Apple at 3.36% of the fund; the ten largest make up 25.2%. Its ten largest holdings are Apple (3.36%), Microsoft (3.34%), Amazon (3.18%), NVIDIA (2.58%), Meta Platforms · Class A (2.57%), Broadcom (2.49%), Eli Lilly (2.07%), Berkshire Hathaway · Class B (2.03%), Tesla (1.92%) and JP Morgan Chase (1.70%). **What were SPC3’s returns in each of the last five years?** Calendar-year returns of SPC3 in pounds (price only, income paid out not included): 2026 to 13/11/2026 +13.4%. Past performance is not a guide to future returns. **How has SPC3 done after inflation?** Over the year to 13/11/2026 SPC3’s total return was +15.1%, or +11.1% after UK CPIH inflation. Past performance is not a guide to future returns. ## Fund documents - [Fund page at iShares](https://www.ishares.com/uk/individual/en/products/342271/ishares-s-p-500-3-capped-ucits-etf) - [Key investor information document (KIID)](https://www.ishares.com/gls-download/literature/kiid/ucits_kiid-ishares-sp-500-3-capped-ucits-etf-usd-dist-gb-ie000ay6kp29-en.pdf) - [Factsheet](https://www.ishares.com/gls-download/literature/fact-sheet/spc3-ishares-s-p-500-3-capped-ucits-etf-fund-fact-sheet-en-gb.pdf) - Links checked 12/10/2026. --- We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments. Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.