# iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR (ESIC)

**Source:** https://fundology.uk/fund/esic · ISIN IE00BMW42298 · Data: TradingView (LSE closes and returns, delayed), issuer documents, ONS CPIH, FCA FIRDS

## At a glance

> Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.

As of 30/09/2026, ESIC (iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR, ISIN IE00BMW42298) closed at £4.78 on the London Stock Exchange. Its ongoing charge is 0.18% a year (about £18 on £10,000). Over the five years to 30/09/2026 its total return was −10.8%, or −30.3% after UK CPIH inflation.

## Summary

iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR is an exchange-traded fund (ETF) from iShares, launched in 2020. It tracks the MSCI Europe Consumer Discretionary 20/35 Capped Index - EUR — large and medium-sized European companies. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.18% a year — about £18 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you.

Latest close: **£4.78** (30/09/2026).

## Key facts

| Fact | Value |
|---|---|
| Ticker (LSE) | ESIC |
| ISIN | IE00BMW42298 |
| Category | Single sectors |
| Type | ETF |
| Provider | iShares |
| Tracks | MSCI Europe Consumer Discretionary 20/35 Capped Index - EUR |
| Income | Accumulating |
| Ongoing charge | 0.18% a year (£18 per £10,000) |
| Fund size | £60.6m |
| Launched | 2020 |
| Domicile | Ireland |

## Past returns (periods to 30/09/2026)

After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after ONS CPIH inflation.

| Window | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 1 year | -13.53% | -16.24% | income reinvested |
| 3 years | -7.32% | -16.37% | income reinvested |
| 5 years | -10.80% | -30.27% | income reinvested |

Returns: TradingView (delayed data). Inflation: ONS CPIH, latest month published.

## Calendar-year returns

Calendar-year returns of iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR in pounds (price, with income reinvested in the fund): 2022 −11.0%, 2023 +12.9%, 2024 −1.4%, 2025 +6.7%; 2026 to 30/09/2026 −17.1%. Returns of iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR in pounds (price, with income reinvested in the fund) over the 12 months to 30/09/2026: −12.6%; to 30/09/2025: −3.3%; to 30/09/2024: +9.1%; to 30/09/2023: +23.1%; to 30/09/2022: −20.3%.

| Year | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 2022 | -11.0% | -18.5% | Price |
| 2023 | +12.9% | +8.4% | Price |
| 2024 | -1.4% | -4.8% | Price |
| 2025 | +6.7% | +3.1% | Price |
| 2026 to 30/09/2026 | -17.1% | -19.4% | Price |

## Risk metrics

| Window | Volatility | Max drawdown |
|---|---|---|
| 1 year | 19.25% | -20.85% |
| 3 years | 19.25% | -23.39% |
| 5 years | 21.07% | -27.25% |

## Largest fall

Volatility of iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR in pounds, annualised from weekly returns to 30/09/2026: 19.2% over 1 year, 19.2% over 3 years, 21.1% over 5 years. Largest fall in the price of iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR since October 2021, in pounds: −27.3% from 19/11/2021 to 17/06/2022. The lowest 12-month return of iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR in pounds (price, with income reinvested in the fund) since January 2021 was −24.6% (12 months to 17/06/2022); the highest was +39.2% (12 months to 19/05/2023). On 30/09/2026 the price of iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR was 21.3% below its highest weekly close since October 2021 (14/02/2025), in pounds.

## Charges compared with similar funds

Ongoing charge of iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR 0.18% a year, as of 01/10/2026: 95 of the 141 other single-sector funds charge more, 15 the same and 31 less (share classes counted once).

## Funds tracking the same index

2 funds track MSCI Europe Consumer Discretionary 20/35 Capped Index - EUR, this one included and share classes counted once; their ongoing charges range from 0.18% to 0.18% a year (30/09/2026).

| Fund | Ongoing charge | 1 year | 3 years | 5 years |
|---|---|---|---|---|
| iShares MSCIEurope Consumer Discretionary Sector UCITS ETF AccumEUR (this fund) | 0.18% | -13.5% | -7.3% | -10.8% |
| State Street SPDR MSCI Europe Consumer Discretionary UCITS ETF Acc Ptg EUR | 0.18% | -12.5% | -7.3% | -8.8% |

Returns are the data vendor’s, in pounds, income reinvested unless marked "(price)".

## Charges & eligibility

- Ongoing charges figure (OCF): **0.18%** per year
- ISA eligible: yes
- SIPP eligible: yes

---

We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments.

Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.