# L&G Digital Payments UCITS ETF (DPAG) **Page:** https://fundology.uk/fund/dpag · ISIN IE00BF92J153 ## At a glance > Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise. As of 13/11/2026, DPAG (L&G Digital Payments UCITS ETF, ISIN IE00BF92J153) closed at £5.75 on the London Stock Exchange. Its ongoing charge is 0.49% a year (about £49 on £10,000). Over the five years to 13/11/2026 its total return was −10.4%, or −30.0% after UK CPIH inflation. ## Summary Legal & General UCITS ETF ICAV - L&G Digital Payments UCITS ETF Accum Shs USD is an exchange-traded fund (ETF) from L&G, launched in 2021. It tracks the Solactive Digital Payments Index - Benchmark TR Net. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.49% a year — about £49 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you. Latest close: **£5.75** (13/11/2026). ## Key facts | Fact | Value | |---|---| | Ticker (LSE) | DPAG | | ISIN | IE00BF92J153 | | Also listed as | DPAY (London Stock Exchange, US dollars), DPGA (Xetra, euros) | | Category | Technology | | Type | ETF | | Provider | L&G | | Tracks | Solactive Digital Payments Index - Benchmark TR Net | | Income | Accumulating | | Ongoing charge | 0.49% a year (£49 per £10,000) | | Fund size | £5.4m | | Launched | 2021 | | Domicile | Ireland | | UK reporting fund status | Yes — on HMRC’s list of reporting funds (list of 02/11/2026); reporting fund since 24/05/2021 | ## Past returns (periods to 13/11/2026) After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after UK CPIH inflation. | Window | Return | After CPIH inflation | Measured as | |---|---|---|---| | 1 year | -0.35% | -3.88% | income reinvested | | 3 years | +21.18% | +9.48% | income reinvested | | 5 years | -10.36% | -30.03% | income reinvested | Returns: as reported (delayed data). Inflation: UK CPIH, latest month published. ## Calendar-year returns Calendar-year returns of Legal & General UCITS ETF ICAV - L&G Digital Payments UCITS ETF Accum Shs USD in pounds (price, with income reinvested in the fund): 2022 −23.0%, 2023 +14.3%, 2024 +17.5%, 2025 −15.7%; 2026 to 13/11/2026 +4.3%. Returns of Legal & General UCITS ETF ICAV - L&G Digital Payments UCITS ETF Accum Shs USD in pounds (price, with income reinvested in the fund) over the 12 months to 30/09/2026: −13.2%; to 30/09/2025: +11.8%; to 30/09/2024: +11.8%; to 30/09/2023: −2.7%; to 30/09/2022: −31.1%. | Year | Return | After CPIH inflation | Measured as | |---|---|---|---| | 2022 | -23.0% | -29.5% | Price | | 2023 | +14.3% | +9.8% | Price | | 2024 | +17.5% | +13.5% | Price | | 2025 | -15.7% | -18.6% | Price | | 2026 to 13/11/2026 | +4.3% | +1.0% | Price | ## Risk metrics | Window | Volatility | Max drawdown | |---|---|---| | 1 year | 21.02% | -17.98% | | 3 years | 20.79% | -31.08% | | 5 years | 23.00% | -37.29% | ## Largest fall Volatility of Legal & General UCITS ETF ICAV - L&G Digital Payments UCITS ETF Accum Shs USD in pounds, annualised from weekly returns to 13/11/2026: 21.0% over 1 year, 20.8% over 3 years, 23.0% over 5 years. Largest fall in the price of Legal & General UCITS ETF ICAV - L&G Digital Payments UCITS ETF Accum Shs USD since November 2021, in pounds: −34.8% from 19/11/2021 to 27/10/2023. The lowest 12-month return of Legal & General UCITS ETF ICAV - L&G Digital Payments UCITS ETF Accum Shs USD in pounds (price, with income reinvested in the fund) since May 2021 was −40.3% (12 months to 17/06/2022); the highest was +33.3% (12 months to 22/11/2024). On 13/11/2026 the price of Legal & General UCITS ETF ICAV - L&G Digital Payments UCITS ETF Accum Shs USD was 15.2% below its highest weekly close since November 2021 (31/01/2025), in pounds. ## Charges compared with similar funds Ongoing charge of Legal & General UCITS ETF ICAV - L&G Digital Payments UCITS ETF Accum Shs USD 0.49% a year. Compared on 14/11/2026, 62 of the 119 other technology funds charge more, 6 the same and 51 less (share classes counted once). ## Charges & eligibility - Ongoing charges figure (OCF): **0.49%** per year (as of 13/11/2026) - Stocks and shares ISA eligible: usually (check with your platform) - SIPP eligible: usually (check with your provider) - ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify. ## Questions people ask **What is the ongoing charge of DPAG?** The ongoing charge of DPAG is 0.49% a year — about £49 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of Legal & General UCITS ETF ICAV - L&G Digital Payments UCITS ETF Accum Shs USD 0.49% a year. Compared on 14/11/2026, 62 of the 119 other technology funds charge more, 6 the same and 51 less (share classes counted once). **What does DPAG track?** DPAG tracks the Solactive Digital Payments Index - Benchmark TR Net. **Is DPAG accumulating or distributing?** DPAG is accumulating: income is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you. **What is the ISIN of DPAG?** The ISIN of DPAG is IE00BF92J153. An ISIN identifies one exact share class of a fund; DPAG is its ticker on the London Stock Exchange. The same share class is also listed as DPAY (London Stock Exchange, US dollars) and DPGA (Xetra, euros). **What were DPAG’s returns in each of the last five years?** Calendar-year returns of DPAG in pounds (price, with income reinvested in the fund): 2022 −23.0%, 2023 +14.3%, 2024 +17.5%, 2025 −15.7%; 2026 to 13/11/2026 +4.3%. Past performance is not a guide to future returns. **How has DPAG done after inflation?** Over the five years to 13/11/2026 DPAG’s total return was −10.4%, or −30.0% after UK CPIH inflation. Past performance is not a guide to future returns. ## Fund documents - [Fund page at L&G](https://fundcentres.landg.com/en/uk/private-investors/fund-centre/ETF/Digital-Payments/IE00BF92J153/) - Links checked 12/10/2026. --- We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments. Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.