# Vanguard U.S. Investment Grade Credit Index Fund **Page:** https://fundology.uk/fund/IE00BFRTDC76 · ISIN IE00BFRTDC76 ## At a glance > Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise. As of 13/11/2026, Vanguard U.S. Investment Grade Credit Index Fund (ISIN IE00BFRTDC76) was priced at £127.94, the fund’s published price. Its ongoing charge is 0.12% a year (about £12 on £10,000). ## Summary Vanguard U.S. Investment Grade Credit Index Fund is an open-ended fund (OEIC) from Vanguard. It is bought and sold once a day at its net asset value, through a platform or directly from the manager. Its ongoing charge is 0.12% a year — about £12 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you. It is currency-hedged: it aims to remove most of the effect of exchange-rate moves against the pound. Latest close: **£127.94** (13/11/2026). ## Key facts | Fact | Value | |---|---| | ISIN | IE00BFRTDC76 | | Category | Corporate & other bonds | | Type | OEIC | | Provider | Vanguard | | Income | Accumulating | | Ongoing charge | 0.12% a year (£12 per £10,000) | | Domicile | Ireland | | UK reporting fund status | Yes — on HMRC’s list of reporting funds (list of 02/11/2026); reporting fund since 31/01/2014 | ## Charges compared with similar funds Ongoing charge of Vanguard U.S. Investment Grade Credit Index Fund 0.12% a year. Compared on 14/11/2026, 349 of the 427 other corporate and other bond funds charge more, 26 the same and 52 less (share classes counted once). ## Charges & eligibility - Ongoing charges figure (OCF): **0.12%** per year (as of 14/11/2026) - Stocks and shares ISA eligible: usually (check with your platform) - SIPP eligible: usually (check with your provider) - ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify. ## What it holds As of 30/09/2026, Vanguard U.S. Investment Grade Credit Index Fund holds 7,179 positions, according to its published holdings. The largest is Cash and cash equivalents at 1.63% of the fund; the ten largest make up 2.7%. ### Top holdings Largest positions (as of 30/09/2026), as a percentage of the whole fund: | # | Holding | Ticker | Weight | |---|---|---|---| | 1 | Cash and cash equivalents | — | 1.63% | | 2 | Goldman Sachs Group Inc/The 4.972% 03/06/2032 | — | 0.16% | | 3 | United States Treasury Note/Bond 4.75% 30/09/2028 | — | 0.14% | | 4 | United States Treasury Note/Bond 5.00% 15/05/2056 | — | 0.13% | | 5 | Eagle Funding Luxco Sarl 5.50% 17/08/2030 | — | 0.12% | | 6 | CVS Health Corp 4.30% 25/03/2028 | — | 0.11% | | 7 | Sopaipilla Investor LLC 7.534% 30/11/2048 | — | 0.11% | | 8 | BNP Paribas SA 4.375% 01/03/2033 | — | 0.10% | | 9 | Barclays PLC 7.385% 02/11/2028 | — | 0.10% | | 10 | UnitedHealth Group Inc 4.70% 15/04/2029 | — | 0.10% | ## Where it invests Shares of the whole fund. Bonds, cash and positions without a classification are shown as they come, not guessed. ### By sector Added up from the fund’s published holdings, as of 30/09/2026. | Sector | Weight | |---|---| | Financials | 18.8% | | Health Care | 5.3% | | Information Technology | 4.7% | | Communication Services | 4.2% | | Industrials | 4.0% | | Utilities | 3.6% | | Energy | 3.5% | | Consumer Discretionary | 3.1% | | Other sectors | 4.5% | | Not classified | 48.2% | ### By country Added up from the fund’s published holdings, as of 30/09/2026. | Country | Weight | |---|---| | United States | 64.0% | | SNAT | 3.8% | | Canada | 3.5% | | United Kingdom | 2.7% | | Japan | 2.2% | | Cayman Islands | 2.0% | | France | 1.9% | | Netherlands | 1.3% | | Other countries | 16.6% | | Not classified | 1.6% | ### By type of asset Added up from the fund’s published holdings, as of 30/09/2026. | Type of asset | Weight | |---|---| | Bonds | 98.2% | | Cash and money market | 1.6% | The 6,125 holdings on record (of 7,179 reported): https://fundology.uk/fund/IE00BFRTDC76/holdings ## Questions people ask **What is the ongoing charge of Vanguard U.S. Investment Grade Credit Index Fund?** The ongoing charge of Vanguard U.S. Investment Grade Credit Index Fund is 0.12% a year — about £12 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of Vanguard U.S. Investment Grade Credit Index Fund 0.12% a year. Compared on 14/11/2026, 349 of the 427 other corporate and other bond funds charge more, 26 the same and 52 less (share classes counted once). **Is Vanguard U.S. Investment Grade Credit Index Fund accumulating or distributing?** Vanguard U.S. Investment Grade Credit Index Fund is accumulating: income is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you. **What is the ISIN of Vanguard U.S. Investment Grade Credit Index Fund?** The ISIN of Vanguard U.S. Investment Grade Credit Index Fund is IE00BFRTDC76. An ISIN identifies one exact share class of a fund. **What does Vanguard U.S. Investment Grade Credit Index Fund hold?** As of 30/09/2026, Vanguard U.S. Investment Grade Credit Index Fund holds 7,179 positions, according to its published holdings. The largest is Cash and cash equivalents at 1.63% of the fund; the ten largest make up 2.7%. Its ten largest holdings are Cash and cash equivalents (1.63%), Goldman Sachs Group Inc/The 4.972% 03/06/2032 (0.16%), United States Treasury Note/Bond 4.75% 30/09/2028 (0.14%), United States Treasury Note/Bond 5.00% 15/05/2056 (0.13%), Eagle Funding Luxco Sarl 5.50% 17/08/2030 (0.12%), CVS Health Corp 4.30% 25/03/2028 (0.11%), Sopaipilla Investor LLC 7.534% 30/11/2048 (0.11%), BNP Paribas SA 4.375% 01/03/2033 (0.10%), Barclays PLC 7.385% 02/11/2028 (0.10%) and UnitedHealth Group Inc 4.70% 15/04/2029 (0.10%). ## Fund documents - [Fund page at Vanguard](https://www.vanguard.co.uk/professional/product/fund/bond/9162/us-investment-grade-credit-index-fund-gbp-hedged-acc) - [Key investor information document (KIID)](https://fund-docs.vanguard.com/ie00bfrtdc76-en.pdf) - [Factsheet](https://fund-docs.vanguard.com/U.S._Investment_Grade_Credit_Index_Fund_9162_GBP_EN_INT_IRISH_UK.pdf) - Links checked 12/10/2026. --- We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments. Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.