# UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF (0Y4K) **Page:** https://fundology.uk/fund/0y4k · ISIN IE00BD4TYL27 ## At a glance > Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise. As of 13/11/2026, 0Y4K (UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF, ISIN IE00BD4TYL27) closed at CHF 52.31 on the London Stock Exchange. Its ongoing charge is 0.06% a year (about £6 on £10,000). Over the five years to 13/11/2026 its total return was +53.1%, or +19.5% after UK CPIH inflation. ## Summary UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF is an exchange-traded fund (ETF) from UBS, launched in 2013. It tracks the MSCI USA 100% Hedged to CHF Net Variant. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.06% a year — about £6 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you. It is currency-hedged to Swiss francs, not to the pound: it aims to remove most of the effect of exchange-rate moves against Swiss francs, so a holder who counts in pounds still has currency risk. Latest close: **CHF 52.31** (13/11/2026). ## Key facts | Fact | Value | |---|---| | Ticker (LSE) | 0Y4K | | ISIN | IE00BD4TYL27 | | Category | US shares | | Type | ETF | | Provider | UBS | | Tracks | MSCI USA 100% Hedged to CHF Net Variant | | Income | Accumulating | | Ongoing charge | 0.06% a year (£6 per £10,000) | | Fund size | £490m | | Launched | 2013 | | Domicile | Ireland | | UK reporting fund status | Yes — on HMRC’s list of reporting funds (list of 02/11/2026); reporting fund since 30/09/2013 | ## Past returns (periods to 13/11/2026) After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after UK CPIH inflation. | Window | Return | After CPIH inflation | Measured as | |---|---|---|---| | 1 year | +0.96% | -2.62% | income reinvested | | 3 years | +55.54% | +40.53% | income reinvested | | 5 years | +53.11% | +19.51% | income reinvested | Returns: as reported (delayed data). Inflation: UK CPIH, latest month published. ## Calendar-year returns Calendar-year returns of UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF in pounds (price, with income reinvested in the fund): 2024 +15.4%, 2025 +20.0%; 2026 to 13/11/2026 +2.4%. Returns of UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF in pounds (price, with income reinvested in the fund) over the 12 months to 30/09/2026: +6.2%; to 30/09/2025: +20.1%. | Year | Return | After CPIH inflation | Measured as | |---|---|---|---| | 2024 | +15.4% | +11.5% | Price | | 2025 | +20.0% | +15.9% | Price | | 2026 to 13/11/2026 | +2.4% | -0.9% | Price | ## Risk metrics | Window | Volatility | Max drawdown | |---|---|---| | 1 year | 12.12% | -8.56% | | 3 years | 13.76% | -15.22% | ## Largest fall Volatility of UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF in pounds, annualised from weekly returns to 13/11/2026: 12.1% over 1 year, 13.8% over 3 years. Largest fall in the price of UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF since February 2022, in pounds: −17.2% from 01/04/2022 to 20/05/2022. The lowest 12-month return of UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF in pounds (price, with income reinvested in the fund) since July 2023 was −1.8% (12 months to 11/04/2025); the highest was +33.5% (12 months to 10/04/2026). On 13/11/2026 the price of UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF was 6.3% below its highest weekly close since February 2022 (29/05/2026), in pounds. ## Charges compared with similar funds Ongoing charge of UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF 0.06% a year. Compared on 14/11/2026, 218 of the 254 other US share funds charge more, 5 the same and 31 less (share classes counted once). ## Charges & eligibility - Ongoing charges figure (OCF): **0.06%** per year (as of 13/11/2026) - Stocks and shares ISA eligible: usually (check with your platform) - SIPP eligible: usually (check with your provider) - ISA and SIPP mean the kind of product usually qualifies under HMRC rules. We do not check each platform’s list — each provider decides which funds it offers. Crypto ETNs have not qualified for a stocks and shares ISA since 06/04/2026, and overseas funds that are not UK-recognised UCITS, such as Swiss ETFs, do not usually qualify. ## Questions people ask **What is the ongoing charge of 0Y4K?** The ongoing charge of 0Y4K is 0.06% a year — about £6 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of UBS Core MSCI USA hCHF UCITS ETF Accum.Ptg. Class -A- CHF 0.06% a year. Compared on 14/11/2026, 218 of the 254 other US share funds charge more, 5 the same and 31 less (share classes counted once). **What does 0Y4K track?** 0Y4K tracks the MSCI USA 100% Hedged to CHF Net Variant. **Is 0Y4K accumulating or distributing?** 0Y4K is accumulating: income is reinvested inside the fund, so it shows up as a rising price rather than cash paid to you. **What is the ISIN of 0Y4K?** The ISIN of 0Y4K is IE00BD4TYL27. An ISIN identifies one exact share class of a fund; 0Y4K is its ticker on the London Stock Exchange. **What were 0Y4K’s returns in each of the last five years?** Calendar-year returns of 0Y4K in pounds (price, with income reinvested in the fund): 2024 +15.4%, 2025 +20.0%; 2026 to 13/11/2026 +2.4%. Past performance is not a guide to future returns. **How has 0Y4K done after inflation?** Over the five years to 13/11/2026 0Y4K’s total return was +53.1%, or +19.5% after UK CPIH inflation. Past performance is not a guide to future returns. --- We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments. Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.