# State Street SPDR S&P Regional Banking ETF (0L0X)

**Source:** https://fundology.uk/fund/0l0x · ISIN US78464A6982 · Data: TradingView (LSE closes and returns, delayed), issuer documents, ONS CPIH, FCA FIRDS

## At a glance

> Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.

As of 05/10/2026, 0L0X (State Street SPDR S&P Regional Banking ETF, ISIN US78464A6982) closed at $70.69 on the London Stock Exchange. Its ongoing charge is 0.35% a year (about £35 on £10,000). Over the five years to 05/10/2026 its total return was +20.4%, or −5.9% after UK CPIH inflation.

## Summary

State Street SPDR S&P Regional Banking ETF is an exchange-traded fund (ETF) from SPDR, launched in 2006. It tracks the S&P Regional Banks Select Industry. You buy and sell it through a share-dealing account or platform during stock-market hours, like a share. Its ongoing charge is 0.35% a year — about £35 a year on every £10,000 invested, taken from the fund's value rather than billed to you. Income from its investments is paid out to holders as cash, usually a few times a year.

> This fund is domiciled outside the UK and EU and does not publish the key information document UK rules require, so most UK platforms do not offer it to retail investors. It is shown for reference.

Latest close: **$70.69** (05/10/2026).

## Key facts

| Fact | Value |
|---|---|
| Ticker (LSE) | 0L0X |
| ISIN | US78464A6982 |
| Category | Single sectors |
| Type | ETF |
| Provider | SPDR |
| Tracks | S&P Regional Banks Select Industry |
| Income | Distributing |
| Ongoing charge | 0.35% a year (£35 per £10,000) |
| Fund size | £2.0bn |
| Launched | 2006 |
| Domicile | United States |

## Past returns (periods to 05/10/2026)

After the fund's ongoing charges. "Income reinvested" is total return; "price only" leaves out income paid out. Real returns are after ONS CPIH inflation.

| Window | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 1 year | +17.23% | +13.55% | income reinvested |
| 3 years | +74.85% | +57.78% | income reinvested |
| 5 years | +20.39% | -5.89% | income reinvested |

Returns: TradingView (delayed data). Inflation: ONS CPIH, latest month published.

## Calendar-year returns

Calendar-year returns of State Street SPDR S&P Regional Banking ETF in pounds (price only, income paid out not included): 2022 −8.8%, 2023 −14.4%, 2024 +15.6%, 2025 +3.3%; 2026 to 02/10/2026 +8.1%. Returns of State Street SPDR S&P Regional Banking ETF in pounds (price only, income paid out not included) over the 12 months to 30/09/2026: +8.8%; to 30/09/2025: +14.7%; to 30/09/2024: +22.5%; to 30/09/2023: −37.3%; to 30/09/2022: +13.0%.

| Year | Return | After CPIH inflation | Measured as |
|---|---|---|---|
| 2022 | -8.8% | -16.5% | Price |
| 2023 | -14.4% | -17.8% | Price |
| 2024 | +15.6% | +11.7% | Price |
| 2025 | +3.3% | -0.3% | Price |
| 2026 to 02/10/2026 | +8.1% | +5.1% | Price |

## Risk metrics

| Window | Volatility | Max drawdown |
|---|---|---|
| 1 year | 20.81% | -13.24% |
| 3 years | 27.61% | -32.15% |
| 5 years | 28.36% | -49.73% |

## Largest fall

Volatility of State Street SPDR S&P Regional Banking ETF in pounds, annualised from weekly returns to 02/10/2026: 20.8% over 1 year, 27.6% over 3 years, 28.4% over 5 years. Largest fall in the price of State Street SPDR S&P Regional Banking ETF since October 2021, in pounds: −49.7% from 07/01/2022 to 12/05/2023. The lowest 12-month return of State Street SPDR S&P Regional Banking ETF in pounds (price only, income paid out not included) since January 2021 was −41.6% (12 months to 27/10/2023); the highest was +52.8% (12 months to 22/11/2024). On 02/10/2026 the price of State Street SPDR S&P Regional Banking ETF was 7.4% below its highest weekly close since October 2021 (14/08/2026), in pounds.

## Charges compared with similar funds

Ongoing charge of State Street SPDR S&P Regional Banking ETF 0.35% a year, as of 03/10/2026: 59 of the 142 other single-sector funds charge more, 4 the same and 79 less (share classes counted once).

## Charges & eligibility

- Ongoing charges figure (OCF): **0.35%** per year
- ISA eligible: no
- SIPP eligible: no

## Questions people ask

**What is the ongoing charge of 0L0X?**

The ongoing charge of 0L0X is 0.35% a year — about £35 a year on every £10,000 invested, taken from the fund’s value rather than billed to you. Platform and dealing fees are charged separately. Ongoing charge of State Street SPDR S&P Regional Banking ETF 0.35% a year, as of 03/10/2026: 59 of the 142 other single-sector funds charge more, 4 the same and 79 less (share classes counted once).

**What does 0L0X track?**

0L0X tracks the S&P Regional Banks Select Industry.

**Is 0L0X accumulating or distributing?**

0L0X is distributing: income is paid out to holders as cash, usually a few times a year. It pays out quarterly.

**What is the ISIN of 0L0X?**

The ISIN of 0L0X is US78464A6982. An ISIN identifies one exact share class of a fund; 0L0X is its ticker on the London Stock Exchange.

**What were 0L0X’s returns in each of the last five years?**

Calendar-year returns of 0L0X in pounds (price only, income paid out not included): 2022 −8.8%, 2023 −14.4%, 2024 +15.6%, 2025 +3.3%; 2026 to 02/10/2026 +8.1%. Past performance is not a guide to future returns.

**How has 0L0X done after inflation?**

Over the five years to 05/10/2026 0L0X’s total return was +20.4%, or −5.9% after UK CPIH inflation. Past performance is not a guide to future returns.

---

We show information. We are not financial advisers, not authorised by the FCA, and never recommend specific investments.

Capital at risk. Past performance is not a guide to future returns. The value of investments can fall as well as rise.